16555 MOSAIC OAR DRIVE, WIMAUMA, FL, 33598
Active107 days on marketListed Apr 23, 2026MLS #TB8495988
About this home
16555 MOSAIC OAR DRIVE
One or more photo(s) has been virtually staged. *Lease option to purchase to be considered with acceptable terms. Seller to offer $3,000 in concessions with approved offer* Discover the epitome of contemporary living in this immaculate 5-bedroom, 3-bathroom home nestled within the secure confines of the Sereno gated community. Crafted in 2022, this two-story residence boasts over 2,400 sq ft of meticulously designed living space. The main floor invites you to entertain with a seamlessly integrated kitchen and living/dining room area. The expansive kitchen features ample counter space, a sizable Prep Island, and is a perfect hub for social gatherings. Sliding doors lead to a generously sized fenced backyard, providing a private retreat for outdoor activities. Conveniently located on the first floor, the 5th bedroom and 3rd bathroom offer an ideal arrangement for visiting guests. Ascend to the second floor to discover the primary bedroom adorned with an en-suite bathroom with a dual sink vanity, a step in shower and an expansive walk-in closet. The second-floor loft opens up to 3 additional bedrooms, a second full bathroom, and a spacious laundry room with a washer & dryer that will convey with the sale of the property. Notable features include upgraded bathroom fixtures and toilets, a WiFi-enabled doorbell and garage door, and a smart thermostat. The community amenities are plentiful, with a resort-style pool, playground, basketball and tennis courts, and even a dog park. The HOA fees cover Ultra Fi High-speed internet and cable. This golf cart-friendly community is strategically located near I-75, Hwy 301, shopping centers, beaches, outlet shopping areas, restaurants, and entertainment venues. Immerse yourself in the perfect blend of luxury, comfort, and convenience in this contemporary haven within Sereno.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,447
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,231 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,231/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.6%
$/sqft vs Wimauma actives
$149 vs $186
Days on market
107 vs 41 typical
Where $149/sqft sits among the 268 Wimauma actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wimauma
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wimauma. See the full Wimauma guide →
The numbers that matter
The Wimauma market
$354K → $364K
Wimauma median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
143 of 268
Wimauma actives have cut their price
Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the Wimauma median. See the full Wimauma market guide →
Paper trail
This home's history
Reality check
What actually sold near 16555 MOSAIC OAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$314,900
3023 SERENDIPITY WAY · same community
3 bd · 2 ba · 1,690 sqft · $186/sqft · 75 DOM
Sold · Feb ’26$435,000
5004 BELLA ARMONIA CIRCLE · same community
4 bd · 3.5 ba · 3,306 sqft · $132/sqft · 103 DOM
Sold · May ’26$380,000
16113 CAPE CORAL DRIVE
4 bd · 3 ba · 2,467 sqft · $154/sqft · 172 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16555 MOSAIC OAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16555 MOSAIC OAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16555 MOSAIC OAR DRIVE FAQs
What would the monthly payment be for 16555 MOSAIC OAR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,231/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16555 MOSAIC OAR DRIVE?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16555 MOSAIC OAR DRIVE?+
The most recent tax bill on record (2025) was $8,133. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16555 MOSAIC OAR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wimauma?+
At $364,000, this home is listed about 1% above the Wimauma median of $359,990. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of EATON REALTY · Mabel Fredman. MLS #TB8495988.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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