1126 SECOND DRIVE, EAGLE LAKE, FL, 33839
Active101 days on marketListed Apr 10, 2026MLS #TB8496326
About this home
1126 SECOND DRIVE
Click the Virtual Tour link to view the 3D walkthrough. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home. Welcome to this single-story, well-maintained home featuring stylish luxury wood-look vinyl plank flooring throughout the main living areas, laundry room, and bathrooms, while the bedrooms offer plush, carpeting for added comfort. Unwind in the spacious owner’s suite, highlighted by an elegant tray ceiling, a generous walk-in closet, and a beautifully designed en-suite bath featuring dual vanities and a sleek tiled shower with a glass enclosure. Beyond the interior, enjoy inviting outdoor spaces including a charming front porch with classic columns and a large covered lanai—perfect for relaxing or entertaining year-round. Completing the home is a convenient 2-car garage for added storage and functionality.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,040
Sqft
0.17 ac
Lot size
2
Garage
2021
Year built
One
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,423 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,423/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.4%
$/sqft vs Eagle Lake actives
$147 vs $164
Days on market
101 vs 17 typical
Where $147/sqft sits among the 59 Eagle Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagle Lake
Drive times from this address
Get to know Eagle Lake. See the full Eagle Lake guide →
EAGLE LAKE 33839 — neighborhood snapshot
Population
4,397
Median age
31.1
Median income
$93,229
Median home value
$234,600
Avg household
3.26
Households w/ children
625
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eagle Lake market
$302K → $285K
Eagle Lake median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
31 of 59
Eagle Lake actives have cut their price
Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 1126 SECOND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$315,000
991 FIRST DRIVE · same community
4 bd · 2.5 ba · 2,035 sqft · $155/sqft · 407 DOM
Sold · Apr ’26$316,000
1222 THIRD COURT · same community
3 bd · 2 ba · 2,035 sqft · $155/sqft · 126 DOM
Sold · Jun ’26$310,000
1137 SECOND DRIVE · same community
4 bd · 2 ba · 1,754 sqft · $177/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1126 SECOND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1126 SECOND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1126 SECOND DRIVE FAQs
What would the monthly payment be for 1126 SECOND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,423/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1126 SECOND DRIVE?+
The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1126 SECOND DRIVE?+
The most recent tax bill on record (2025) was $3,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1126 SECOND DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eagle Lake?+
At $299,999, this home is listed about 3% above the Eagle Lake median of $290,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1126 SECOND DRIVE?+
Lake Shipp Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ORCHARD BROKERAGE, LLC · Justin Barnett. MLS #TB8496326.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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