
441 LUCERNE AVENUE, TAMPA, FL, 33606
Pending118 days on marketListed Apr 12, 2026MLS #TB8496743
About this home
441 LUCERNE AVENUE
Virtually Staged. An exquisite manse awaits your inspection. Nestled in the highly sought-after Davis Islands community, this home offers an exceptional blend of waterfront charm and urban convenience. Located just minutes from Downtown Tampa, residents enjoy easy access to world-class dining, shopping, and entertainment—all within a picturesque, tree-lined island setting…… THIS RESIDENCE PRESENTS a compelling opportunity to reimagine and elevate a home in one of Tampa’s most sought after waterfront neighborhoods. With a generous layout, solid construction, and expansive living spaces, the property provides an exceptional canvas for renovation—whether pursued immediately or thoughtfully over time…… OUTSTANDING FEATURES with a desirable split-bedroom floor plan, highlighted by a spacious primary suite on the main level. The suite offers two walk-in closets and a light-filled bath with dual vanities, a walk-in shower, jetted garden tub, and private water closet…… A MAGNIFICENT FOYER creates a grand first impression, with space for a seating area and a striking spiral staircase leading to additional bedrooms and a versatile upstairs media or family room. A built-in desk and cabinetry provide an ideal homework or work-from-home space…… The FORMAL DINING ROOM AND OFFICE, both featuring coffered ceilings, add architectural interest and flexibility. The central living area flows seamlessly from the family room to the kitchen, with informal dining overlooking the rear deck and backyard. Bedrooms two and three feature ensuite baths, enhancing comfort and privacy…… THIS IS A FORECLOSURE, so there is not any present owner to give us the history of updates or defects. However, previous listings indicate recent updates include a 2019 roof, a 2020 AC unit, and two electric water heaters replaced in 2022...... A RARE OPPORTUNITY in an established, highly coveted neighborhood, the home’s scale, natural light, and architectural framework offer exceptional flexibility—whether refreshed for immediate enjoyment or transformed into a fully customized luxury residence. Surrounded by multimillion-dollar homes, the potential here is undeniable.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
5,157
Sqft
0.21 ac
Lot size
2
Garage
1998
Year built
Two
Levels
$336
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,883 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,883/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33606 — neighborhood snapshot
Population
23,511
Median age
27.8
Median income
$113,634
Median home value
$796,000
Avg household
1.95
Households w/ children
1,669
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 167% above the TAMPA 33606 median. See the full Tampa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 441 LUCERNE AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 441 LUCERNE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
441 LUCERNE AVENUE FAQs
What would the monthly payment be for 441 LUCERNE AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,883/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 441 LUCERNE AVENUE?+
The most recent tax bill on record (2025) was $20,700. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $1,732,500, this home is listed about 285% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 441 LUCERNE AVENUE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,732,500 runs 167% above the TAMPA 33606 median — but at 5,157 sqft it's also nearly 3 times the size of the typical Tampa listing.
02Time on market is leverage
118 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Plant High School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,925,000, now $1,732,500 — a $193K cut. The full history is in the market section below.
Listing courtesy of SUNRAYE · Irwin Wilensky. MLS #TB8496743.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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