12831 CASTLE OAKS DRIVE, HUDSON, FL, 34669
Pending116 days on marketListed Apr 15, 2026MLS #TB8498173
About this home
12831 CASTLE OAKS DRIVE
Under Construction. New Construction Home by M/I Homes in Meadow Oaks. Popular Sentinel floorplan, elevation B. Discover this brand new construction home at 12831 Castle Oaks Drive in Hudson. Built by M/I Homes, this thoughtfully designed single-story house offers 1,740 square feet of open-concept living space perfect for today's lifestyle. This well-appointed home features: 3 bedrooms and a den, 2 full bathrooms with quality fixtures and finishes, Open-concept floorplan connecting living areas for seamless entertaining, 17' 10" x 8' lanai, 2-car garage. The owner's bedroom is strategically positioned on the main floor, providing privacy and convenience. The open-concept design creates a natural flow between the kitchen, dining, and living areas, making this home ideal for both daily living and hosting guests. Built with attention to detail, this new construction home showcases quality materials and finishes that reflect M/I Homes' commitment to excellence. The thoughtful floorplan maximizes the available space while maintaining functionality in every room. Located in Hudson's desirable Castle Oaks neighborhood, this home offers proximity to local parks and recreational opportunities. The area is known for its family-friendly atmosphere and well-planned community design that enhances the overall living experience. This new construction home represents an excellent opportunity to own a quality-built house in one of Hudson's sought-after neighborhoods. *Photos shown are for representation purposes only and may not depict the actual home.
Facts & features
The home at a glance
5
Bedrooms
2
Bathrooms
1,740
Sqft
0.13 ac
Lot size
2
Garage
2026
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,940 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,940/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.3%
Days on market
116 vs 45 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34669 — neighborhood snapshot
Population
14,225
Median age
46.8
Median income
$52,648
Median home value
$219,200
Avg household
2.41
Households w/ children
1,371
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $279K
Hudson median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the HUDSON 34669 median. See the full Hudson market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 12831 CASTLE OAKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12831 CASTLE OAKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12831 CASTLE OAKS DRIVE FAQs
What would the monthly payment be for 12831 CASTLE OAKS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,940/mo — principal and interest, the actual property-tax bill, the $156/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12831 CASTLE OAKS DRIVE?+
The association fee works out to $156 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12831 CASTLE OAKS DRIVE?+
The most recent tax bill on record (2026) was $4,755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12831 CASTLE OAKS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $352,040, this home is listed about 4% above the Hudson median of $338,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12831 CASTLE OAKS DRIVE?+
Moon Lake Elementary School (elementary), Crews Lake Middle School. (middle), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
116 days on market against a Hudson median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $374,040, now $352,040 — a $22K cut. The full history is in the market section below.
Listing courtesy of M/I HOMES · Marshall Gray. MLS #TB8498173.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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