4234 4TH STREET S, ST PETERSBURG, FL, 33705
Active124 days on marketListed Apr 15, 2026MLS #TB8498248
About this home
4234 4TH STREET S
One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! Incredible luxury value under $950k in St. Pete! An exceptional opportunity to own a brand-new luxury home in one of St. Petersburg's hidden waterfront neighborhoods. Welcome to Bayou Bonita, where coastal living meets modern design. Positioned on an oversized corner lot just moments from the water, this elevated custom-built residence delivers the rare combination of luxury finishes, functional design, and a location that continues to grow in demand. From the moment you arrive, the home's commanding curb appeal makes an impression. The expanded corner lot offers additional green space, greater privacy, and room to enjoy Florida living outdoors. An oversized driveway leads to a sought-after tandem 4-car garage, providing incredible flexibility for multiple vehicles, a boat, golf cart, jet skis, home gym, workshop, or extra storage. Inside, more than 2,000 square feet of thoughtfully designed living space showcases soaring ceilings, abundant natural light, and clean contemporary finishes throughout. The open-concept layout was designed for entertaining, seamlessly connecting the living, dining, and kitchen spaces. The chef-inspired kitchen features quartz countertops, Samsung White Glass Smart appliances, abundant cabinetry, and an oversized island that naturally becomes the center of every gathering. Wake each morning to partial water views from the spacious primary suite, complete with a spa-inspired bath, oversized walk-in shower, generous walk-in closet, and a peaceful retreat from the rest of the home. Built above current flood requirements, this home offers added confidence and peace of mind while embracing the Florida lifestyle buyers are searching for. Location is everything. Enjoy morning walks to Bay Vista Park, launch your kayak or boat nearby, spend weekends on the water, and be just minutes from downtown St. Petersburg's award-winning restaurants, waterfront parks, marinas, museums, shopping, and entertainment. Why settle for a resale when you can own brand-new construction in an established waterfront community? This is more than a new home. It's a lifestyle defined by coastal living, modern luxury, and everyday convenience. Now offered at $949,000. Schedule your private showing today before someone else claims this exceptional opportunity.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,018
Sqft
0.14 ac
Lot size
4
Garage
2026
Year built
Two
Levels
$470
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,723 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,723/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34%
$/sqft vs St Petersburg actives
$470 vs $344
Days on market
124 vs 57 typical
Where $470/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33705 — neighborhood snapshot
Population
27,024
Median age
44
Median income
$70,783
Median home value
$321,500
Avg household
2.27
Households w/ children
2,157
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 223% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4234 4TH STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$460,000
4132 4TH STREET S · same community
3 bd · 2 ba · 2,300 sqft · $200/sqft · 41 DOM
Sold · Dec ’25$450,000
521 50TH AVENUE S · same community
3 bd · 1.5 ba · 1,700 sqft · $265/sqft · 37 DOM
Sold · Dec ’25$378,000
202 39TH AVENUE S · same community
2 bd · 2.5 ba · 1,479 sqft · $256/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4234 4TH STREET S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4234 4TH STREET S — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4234 4TH STREET S FAQs
What would the monthly payment be for 4234 4TH STREET S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,723/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4234 4TH STREET S?+
The most recent tax bill on record (2025) was $1,038. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $949,000, this home is listed about 117% above the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4234 4TH STREET S?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$949,000 runs 223% above the ST PETERSBURG 33705 median — but at 2,018 sqft it's also 51% larger than the typical St Petersburg listing.
02Time on market is leverage
124 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,099,500, now $949,000 — a $151K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DARLING ROBERSON REALTY · Tamisha Darling-Roberson. MLS #TB8498248.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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