CENTURY 21 Edge
$374,900$399,0004 bd2.5 ba1,870 sqft$200 /sqft$2,926 /mo all-in ↓

1874 LANIER ROAD, ZEPHYRHILLS, FL, 33541

Active115 days on marketListed Apr 16, 2026MLS #TB8498433

Reduced $24KSingle Family ResidenceTWO RIVERS PCL A 1 PH A

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Upcoming open house

Sun, Aug 9

1:00 PM – 3:00 PM

About this home

1874 LANIER ROAD

Now available with a lease to own option! Welcome to 1874 Lanier Rd in the Two Rivers community of Zephyrhills, where everyday functionality meets one of the most desirable homesites in the neighborhood. This 4-bedroom, 2.5-bathroom home offers approximately 1,870 square feet with a layout designed for modern living, including an open-concept main level and an upstairs loft that provides flexible space for a home office, media room, or additional living area. What truly sets this property apart is the lot. The home backs to conservation with no rear neighbors and features a larger fenced backyard than most comparable homes in the community, creating a level of privacy and usable outdoor space that is difficult to find, especially among nearby new construction options. The interior offers a clean, move-in ready environment with thoughtful updates already in place, allowing a buyer to move in immediately without the added expense, delays, or uncertainty that often come with building new. Additional features include a screened lanai, 2-car garage, and added systems such as a water softener and reverse osmosis. Located just steps from the community pool, clubhouse, and playground, and within close proximity to The Shops at Wiregrass, Tampa Premium Outlets, dining, and major roadways, this home combines location, functionality, and a standout homesite in one offering.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,870

Sqft

0.12 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$200

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Thermostat
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$19/mo
Taxes (2025)$4,489/yr
PetsYes
CommunityClubhouse · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,926 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$374
HOA fee — from the listing$19
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,122
Interest rate6.00%
Loan term

Estimated payment

$2,926/mo

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$374
HOA / condo fee$19
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$360KedgeAI estimate $403,668 · range $389K$420K$437K

vs edgeAI estimate

−7.1%

$/sqft vs Zephyrhills actives

$200 vs $176

Days on market

115 vs 49 typical

Where $200/sqft sits among the 400 Zephyrhills actives

55
69
93
80 · this home
58
45
$110–133$133–156$156–180$180–203$203–226$226+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Zephyrhills

Map of 1874 LANIER ROAD

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)50 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

ZEPHYRHILLS 33541 — neighborhood snapshot

Population

23,913

Median age

57.8

Median income

$55,556

Median home value

$111,300

Avg household

2.21

Households w/ children

1,812

For the school run

Pasco County School District

ElementaryChester W. Taylor Junior Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★
HighZephyrhills High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$331K$340K

Zephyrhills median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

189 of 400

Zephyrhills actives have cut their price

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →

Paper trail

This home's history

CurrentPrice reduced to $374,900 $24K
Apr 16, 2026Listed at $399,000 · 115 days on market since
2024Built · TWO RIVERS PCL A 1 PH A

Reality check

What actually sold near 1874 LANIER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

34724 LOWERY TRAILSold · Feb ’26

$606,220

34724 LOWERY TRAIL

4 bd · 3 ba · 2,257 sqft · $269/sqft · 10 DOM

1668 ANSON LANESold · Mar ’26

$508,999

1668 ANSON LANE

4 bd · 2.5 ba · 2,391 sqft · $213/sqft · 0 DOM

1592 ANSON LANESold · Feb ’26

$550,000

1592 ANSON LANE

4 bd · 3 ba · 2,394 sqft · $230/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

German Parra Tovar

Your agent

German Parra Tovar

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1874 LANIER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1874 LANIER ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1874 LANIER ROAD FAQs

What would the monthly payment be for 1874 LANIER ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,926/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1874 LANIER ROAD?+

The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1874 LANIER ROAD?+

The most recent tax bill on record (2025) was $4,489. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1874 LANIER ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Zephyrhills?+

At $374,900, this home is listed about 17% above the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1874 LANIER ROAD?+

Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$374,900 runs 14% above the ZEPHYRHILLS 33541 median.

02Time on market is leverage

115 days on market against a Zephyrhills median of 49 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $399,000, now $374,900 — a $24K cut. The full history is in the market section below.

Listing courtesy of SERHANT · Robert O'Connor. MLS #TB8498433.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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