2839 SAFE HARBOR DRIVE, TAMPA, FL, 33618
Active111 days on marketListed Apr 20, 2026MLS #TB8498857
About this home
2839 SAFE HARBOR DRIVE
Welcome to this beautifully maintained 5-bedroom, 3.5-bath home offering 3,208 sq ft of living space. Built in 1994, this home features fresh interior paint, soaring ceilings, and a bright, open floor plan ideal for everyday living and entertaining. One of the upstairs rooms includes a private sink, offering added flexibility for guests, a home office, or bonus space. Enjoy the convenience of a spacious 2-car garage, all located within a desirable gated community featuring picturesque canopy tree-lined streets that create a charming and inviting neighborhood atmosphere. This exceptional home combines comfort, space, and curb appeal in a sought-after setting.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,208
Sqft
0.19 ac
Lot size
2
Garage
1994
Year built
Two
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,962 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,962/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.5%
$/sqft vs Tampa actives
$249 vs $301
Days on market
111 vs 42 typical
Where $249/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33618 — neighborhood snapshot
Population
27,588
Median age
41.9
Median income
$79,850
Median home value
$379,200
Avg household
2.32
Households w/ children
3,023
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $434K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 191% above the TAMPA 33618 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2839 SAFE HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$786,000
2802 LINTHICUM PLACE
4 bd · 2.5 ba · 3,188 sqft · $247/sqft · 7 DOM
Sold · Feb ’26$900,000
2113 CARROLL LANDING DRIVE
4 bd · 3.5 ba · 3,176 sqft · $283/sqft · 0 DOM
Sold · Aug ’26$750,000
10134 WHITE TROUT LANE
4 bd · 3 ba · 2,911 sqft · $258/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2839 SAFE HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2839 SAFE HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2839 SAFE HARBOR DRIVE FAQs
What would the monthly payment be for 2839 SAFE HARBOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,962/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2839 SAFE HARBOR DRIVE?+
The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2839 SAFE HARBOR DRIVE?+
The most recent tax bill on record (2025) was $597. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2839 SAFE HARBOR DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $800,000, this home is listed about 78% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2839 SAFE HARBOR DRIVE?+
Carrollwood K-8 School (elementary), Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$800,000 runs 191% above the TAMPA 33618 median — but at 3,208 sqft it's also nearly twice the size of the typical Tampa listing.
02Time on market is leverage
111 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $899,900, now $800,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SPIN REAL ESTATE LLC · Lee Kearney. MLS #TB8498857.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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