8850 INDIGO TRAIL LOOP, RIVERVIEW, FL, 33578
Active93 days on marketListed Apr 18, 2026MLS #TB8499232
About this home
8850 INDIGO TRAIL LOOP
Welcome to this beautifully upgraded 3-bedroom, 2.5-bath townhome offering rare privacy, modern features, and premium improvements in the gated community of Osprey Lakes. Perfectly positioned on a pond with peaceful conservation views and no rear neighbors, this home delivers a serene setting that’s hard to find. Built with solid concrete block construction on both the first and second floors, this property offers enhanced durability, sound insulation, and added peace of mind. Step inside to a bright, welcoming foyer that opens into a spacious kitchen, dining, and living area. The kitchen is designed for both everyday living and entertaining, featuring granite countertops, a large center island with bar seating, ample cabinetry, and a pantry for extra storage. The main level also includes a convenient half bath and access to the screened-in lanai—perfect for relaxing or enjoying the tranquil water views. Upstairs, the owner’s suite provides a comfortable retreat with a walk-in closet, additional storage space, dual vanities, and a walk-in shower. Two additional bedrooms, a full bathroom, and a conveniently located laundry area complete the second floor. This home stands out with numerous upgrades, including a new 3-ton AC system (2025), second-floor hurricane impact windows for added convenience and protection, new dishwasher and garbage disposal, and smart color-changing LED recessed lighting throughout. Brand-new carpet was installed throughout the home in April 2026. Enjoy low-maintenance living in a gated community where water is included in the HOA, with convenient access to major highways including US-301 and I-75, making commuting to Tampa, Brandon, and surrounding areas a breeze. This well-maintained, thoughtfully upgraded townhome offers comfort, functionality, and a private setting—don’t miss the opportunity to make it yours.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,707
Sqft
0.04 ac
Lot size
1
Garage
2017
Year built
Two
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,538 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,538/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.2%
$/sqft vs Riverview actives
$158 vs $186
Days on market
93 vs 33 typical
Where $158/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33578 — neighborhood snapshot
Population
58,474
Median age
35
Median income
$80,223
Median home value
$298,000
Avg household
2.45
Households w/ children
7,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
206 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the RIVERVIEW 33578 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 8850 INDIGO TRAIL LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$270,630
8819 INDIGO TRAIL LOOP · same community
3 bd · 2.5 ba · 1,785 sqft · $152/sqft · 6 DOM
Sold · Dec ’25$330,000
7924 MOCCASIN TRAIL DRIVE
3 bd · 2 ba · 1,738 sqft · $190/sqft · 39 DOM
Sold · May ’26$320,000
8535 QUARTER HORSE DRIVE
4 bd · 2 ba · 1,740 sqft · $184/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 8850 INDIGO TRAIL LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8850 INDIGO TRAIL LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8850 INDIGO TRAIL LOOP FAQs
What would the monthly payment be for 8850 INDIGO TRAIL LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,538/mo — principal and interest, the actual property-tax bill, the $221/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8850 INDIGO TRAIL LOOP?+
The association fee works out to $221 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8850 INDIGO TRAIL LOOP?+
The most recent tax bill on record (2025) was $5,378. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8850 INDIGO TRAIL LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $269,990, this home is listed about 31% below the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 8850 INDIGO TRAIL LOOP?+
Spoto High School (high), Ippolito Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the RIVERVIEW 33578 market on paper
$269,990 is 10% below the RIVERVIEW 33578 median of $300,000, and at $158/sqft it sits under the Riverview average of $199.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
93 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $285,000, now $269,990 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Kaylee Keller. MLS #TB8499232.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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