6809 N GUNLOCK AVENUE, TAMPA, FL, 33614
Active116 days on marketListed Apr 18, 2026MLS #TB8499317
About this home
6809 N GUNLOCK AVENUE
This property presents an excellent opportunity as a rental income investment or a primary residence with added earning potential in one of Tampa’s most accessible areas. Ideally situated in a central Tampa location, this property offers convenient access to major highways, shopping centers, dining, and Tampa International Airport, making it an excellent choice for both everyday living and long-term value. Set on a generously sized lot, the home provides ample outdoor space along with plenty of parking, ideal for multiple vehicles, boats, or work trucks. The main residence features 3 bedrooms and 2 bathrooms with a functional layout designed for comfort and practicality. A standout feature is the separate mother-in-law suite, complete with its own private patio, 2 bedrooms, and 1 bathroom—perfect for extended family, guests, or as an income-producing opportunity while maintaining privacy from the main home. Additional highlights include a water filtration system that enhances daily living. The expansive yard offers endless possibilities for outdoor enjoyment, entertaining, or future expansion. No HOA and no flood insurance required, adding even more value and flexibility.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
1,934
Sqft
0.28 ac
Lot size
1952
Year built
One
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,319 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,319/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.9%
$/sqft vs UNPLATTED
$284 vs $301
Days on market
116 vs 43 typical
Where $284/sqft sits among the 179 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33614 — neighborhood snapshot
Population
46,218
Median age
40
Median income
$51,143
Median home value
$295,700
Avg household
2.52
Households w/ children
4,623
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
99 of 179
UNPLATTED have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 189% above the TAMPA 33614 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 6809 N GUNLOCK AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$302,000
2852 TOM BREWER LANE · same community
4 bd · 2 ba · 1,944 sqft · $155/sqft · 8 DOM
Sold · Mar ’26$165,000
4004 AMBER ROAD · same community
3 bd · 2 ba · 1,868 sqft · $88/sqft · 2 DOM
Sold · Dec ’25$332,000
913 E GENESEE STREET · same community
3 bd · 2.5 ba · 2,075 sqft · $160/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 6809 N GUNLOCK AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6809 N GUNLOCK AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6809 N GUNLOCK AVENUE FAQs
What would the monthly payment be for 6809 N GUNLOCK AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6809 N GUNLOCK AVENUE?+
The most recent tax bill on record (2025) was $8,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $550,000, this home is listed about 22% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6809 N GUNLOCK AVENUE?+
Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$550,000 runs 189% above the TAMPA 33614 median — but at 1,934 sqft it's also 22% larger than the typical Tampa listing.
02Time on market is leverage
116 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $570,000, now $550,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Yamile Fernandez Garcia. MLS #TB8499317.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 6809 N GUNLOCK AVENUE but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Tyler to ping you on any price or status change →