CENTURY 21 Edge
$585,000$598,0004 bd3.5 ba2,661 sqft$220 /sqft$4,389 /mo all-in ↓

11310 WINTHROP LAKE DRIVE, RIVERVIEW, FL, 33578

Active76 days on marketListed May 22, 2026MLS #TB8499421

Reduced $13KSingle Family ResidenceWINTHROP VILLAGE PH ONE-B

About this home

11310 WINTHROP LAKE DRIVE

Pre-Inspected, Updated & Turn Key! Welcome to 11310 Winthrop Lake Dr, a 4-bedroom, 3.5-bath Spencer model in charming, neo traditional Winthrop Village with 2,661 square feet, a downstairs primary suite, loft, dining room, flex room, and 2-car garage. Offered at $585,000, this home brings together the location, convenience and value buyers are often trying to find in one place. The two-story atrium entry sets the tone with natural light and a sense of openness from the moment you walk in. The main living area flows into a bright two story open great room where the kitchen, dining, and gathering spaces feel connected without losing function. The downstairs primary suite adds everyday ease, while the dining room, flex room, and upstairs loft give the home the extra spaces that make daily life work better. The home includes meaningful updates including a new roof (2025), fresh paint, new light fixtures and hardware, and overhead storage in the garage. 11310 Winthrop Lake Drive also has no CDD, no required flood insurance, and natural gas - details that equal huge savings! Winthrop Village is one of Tampa’s most desirable communities thanks to its neo traditional/new urban design and having Publix, Starbucks, Cali, shops, dining, and services right outside your door, giving the location a level of convenience and connectedness that is unmatched. Having everything you need within 2 square miles is amazing, but you're also located under 20 minutes to downtown Tampa and within 30 minutes of Wesley Chapel and Plant City making this one of the most centrally located communities in all of Tampa Bay. The $581 quarterly HOA includes access to the clubhouse, updated gym, heated pool and spa, dog park, and new playground with turf. 11310 Winthrop Lake Dr is an incredible value for the community's most requested floor plan! Schedule your private tour today!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,661

Sqft

0.12 ac

Lot size

2

Garage

2009

Year built

Two

Levels

$220

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Laundry Closet · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSouth
ParkingGarage Door Opener · Garage Faces Rear
ExteriorPrivate Mailbox · Sidewalk

Community & fees

HOA fee$194/mo
Taxes (2025)$7,911/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Golf Carts OK · No Truck/RV/Motorcycle Parking · Park · Playground · Pool · Restaurant · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Natural Gas Connected · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,389 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property tax — 2025 actual bill$659
HOA fee — from the listing$194
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,500
Interest rate6.00%
Loan term

Estimated payment

$4,389/mo

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property taxes (actual bill)$659
HOA / condo fee$194
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $585K
$447KedgeAI estimate $488,263 · range $465K$544K$608K

vs edgeAI estimate

+19.8%

$/sqft vs Riverview actives

$220 vs $184

Days on market

76 vs 43 typical

Where $220/sqft sits among the 400 Riverview actives

90
116
83
54 · this home
23
34
$142–163$163–184$184–205$205–227$227–248$248+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 11310 WINTHROP LAKE DRIVE

Drive times from this address

Downtown Tampa17 min
Tampa Int’l Airport (TPA)30 min
Walt Disney World72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33578 — neighborhood snapshot

Population

58,474

Median age

35

Median income

$80,223

Median home value

$298,000

Avg household

2.45

Households w/ children

7,421

For the school run

Hillsborough County School District

ElementarySessums Elementary School★★★★★
MiddleRodgers Middle Magnet School★★★★
HighSpoto High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$394K$370K

Riverview median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

217 of 400

Riverview actives have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 105% above the RIVERVIEW 33578 median. See the full Riverview market guide →

Paper trail

This home's history

CurrentPrice reduced to $585,000 $13K
May 22, 2026Listed at $598,000 · 76 days on market since
2009Built · WINTHROP VILLAGE PH ONE-B

Reality check

What actually sold near 11310 WINTHROP LAKE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11329 EMERSON LAKE DRIVESold · Dec ’25

$430,000

11329 EMERSON LAKE DRIVE · same community

3 bd · 2.5 ba · 2,384 sqft · $180/sqft · 401 DOM

11109 WINN ROADSold · Oct ’25

$422,500

11109 WINN ROAD

3 bd · 2 ba · 2,501 sqft · $169/sqft · 92 DOM

7210 VALRIE LANESold · Oct ’25

$310,000

7210 VALRIE LANE

3 bd · 2 ba · 2,456 sqft · $126/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11310 WINTHROP LAKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11310 WINTHROP LAKE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11310 WINTHROP LAKE DRIVE FAQs

What would the monthly payment be for 11310 WINTHROP LAKE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,389/mo — principal and interest, the actual property-tax bill, the $194/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11310 WINTHROP LAKE DRIVE?+

The association fee works out to $194 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11310 WINTHROP LAKE DRIVE?+

The most recent tax bill on record (2025) was $7,911. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11310 WINTHROP LAKE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $585,000, this home is listed about 52% above the Riverview median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11310 WINTHROP LAKE DRIVE?+

Sessums Elementary School (elementary), Rodgers Middle Magnet School (middle), Spoto High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX REALTY UNLIMITED · Chrissy Nieves, PA. MLS #TB8499421.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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