2903 W IVY STREET, TAMPA, FL, 33607
Active118 days on marketListed Apr 19, 2026MLS #TB8499493
About this home
2903 W IVY STREET
Charming and fully updated, this Tampa bungalow offers the perfect blend of character, comfort, and versatility—all in a prime central location. From the moment you step inside through the elegant glass front door, you’re welcomed into a bright, open-concept living space filled with natural light and designed for modern living. The beautifully remodeled kitchen serves as the heart of the home, featuring sleek quartz countertops, stainless steel appliances, and a stylish hood vent, all seamlessly flowing into the main living area. The home offers three well-appointed bedrooms and one updated bathroom, each bedroom complete with ceiling fans, spacious closets, and ample storage. Tucked privately at the rear, the primary bedroom opens to the back deck through French doors, creating a peaceful retreat. It also includes convenient washer and dryer hookups within the closet. The bathroom has been thoughtfully updated with additional storage for everyday functionality. Step outside to enjoy the newly enhanced outdoor living spaces, including front and back pavered areas perfect for entertaining or relaxing. The front porch has been completely redone, adding to the home’s already inviting curb appeal while maintaining its original charm—highlighted by the preserved decorative awning at the roof peak. A major bonus is the ADU, now a fully renovated in-law suite complete with its own bathroom and kitchenette—ideal for guests, extended family, or income-producing potential. The spacious backyard offers plenty of room to create your own private oasis. Recent upgrades provide peace of mind, including a new roof (2021), A/C system (2021), updated outdoor pavers (2021), brand-new flooring throughout (2025), a rebuilt front porch (2025), and an updated roof over the back porch (2025). With its thoughtful upgrades, flexible living options, and unbeatable location in the heart of Tampa, this move-in-ready home is an exceptional opportunity for both homeowners and investors.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,242
Sqft
0.11 ac
Lot size
1966
Year built
One
Levels
$395
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,787 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,787/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.4%
$/sqft vs Tampa actives
$395 vs $301
Days on market
118 vs 43 typical
Where $395/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33607 — neighborhood snapshot
Population
24,960
Median age
39
Median income
$66,404
Median home value
$316,100
Avg household
2.14
Households w/ children
1,882
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
230 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% above the TAMPA 33607 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2903 W IVY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$383,000
2906 W DEWEY STREET · same community
3 bd · 2 ba · 1,248 sqft · $307/sqft · 21 DOM
Sold · May ’26$388,000
2909 W DEWEY STREET · same community
3 bd · 2 ba · 1,182 sqft · $328/sqft · 46 DOM
Sold · Jan ’26$415,000
2705 W CORDELIA STREET · same community
3 bd · 2 ba · 1,433 sqft · $290/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2903 W IVY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2903 W IVY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2903 W IVY STREET FAQs
What would the monthly payment be for 2903 W IVY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,787/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2903 W IVY STREET?+
The most recent tax bill on record (2025) was $6,304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2903 W IVY STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $489,990, this home is listed about 9% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2903 W IVY STREET?+
West Tampa Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Jefferson High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$489,990 runs 78% above the TAMPA 33607 median.
02Time on market is leverage
118 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $495,000, now $489,990 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE SOMERDAY GROUP PL · Erika Nunez. MLS #TB8499493.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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