39407 ROCKFORD AVENUE, ZEPHYRHILLS, FL, 33542
Pending119 days on marketListed Apr 22, 2026MLS #TB8500079
About this home
39407 ROCKFORD AVENUE
SPACIOUS CORNER LOT • 2 BEDROOM + MULTIPLE LIVING AREAS • 2-CAR GARAGE WITH WORKSHOP • 55+ COMMUNITY LIVING Welcome to easy, comfortable living in a vibrant 55+ community where there’s always something to do and neighbors quickly become friends. Sitting on an oversized .27-ACRE CORNER LOT, this well-maintained home offers space, flexibility, and the kind of layout that just makes sense for everyday living. Step inside and you’ll immediately notice the multiple living areas, giving you options for relaxing, entertaining, or creating a dedicated hobby or TV space. Natural light fills the home, and the layout flows easily from room to room, making it feel open yet functional. The eat-in kitchen offers plenty of room to cook and gather, with great cabinet space and easy access to both living areas—perfect for staying connected whether you're hosting or enjoying a quiet night in. This home features a comfortable 2-bedroom, 2-bath layout, with tiled showers and a smart floorplan that provides privacy when needed. Both bedrooms offer generous space, while the additional living area gives you flexibility for a home office, craft room, or guest overflow. Out front, enjoy your own cozy patio area—ideal for morning coffee or unwinding in the evenings. The oversized lot provides extra breathing room and a sense of openness you don’t always find in community living. The 2-CAR GARAGE WITH WORKSHOP is a standout feature, offering tons of space for storage, projects, or hobbies—perfect for anyone who needs that extra room to tinker or stay organized. Major perks include NO LOT RENT and a LOW YEARLY FEE that includes WATER, keeping monthly expenses manageable while still enjoying a well-kept community. Larger pets are allowed (with some restrictions), which is a rare and valuable bonus. Residents enjoy access to a clubhouse, shuffleboard, and a full calendar of activities, creating a true community feel with plenty of opportunities to stay active and social. Conveniently located near grocery stores, dining, and everyday essentials, everything you need is just minutes away, while still enjoying the quiet and comfort of your neighborhood. If you’ve been looking for space, functionality, and community all in one—this is it. Schedule your showing TODAY!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.27 ac
Lot size
2
Garage
1972
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,621 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,621/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.1%
Days on market
119 vs 49 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gem Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Gem Estates — neighborhood snapshot
Population
434
Median age
67
Median income
$49,474
Median home value
$63,300
Avg household
2
Households w/ children
14%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 39407 ROCKFORD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39407 ROCKFORD AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
39407 ROCKFORD AVENUE FAQs
What would the monthly payment be for 39407 ROCKFORD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,621/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 39407 ROCKFORD AVENUE?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 39407 ROCKFORD AVENUE?+
The most recent tax bill on record (2025) was $1,995. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39407 ROCKFORD AVENUE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $200,000, this home is listed about 37% below the Zephyrhills median of $319,950. The market section on this page shows how the area is trending.
Which schools are assigned to 39407 ROCKFORD AVENUE?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Woodland Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$200,000 runs 14% above the ZEPHYRHILLS 33542 median.
02Time on market is leverage
119 days on market against a Zephyrhills median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $225,000, now $200,000 — a $25K cut. The full history is in the market section below.
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Chris Thompson. MLS #TB8500079.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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