4109 N SEMINOLE AVENUE, TAMPA, FL, 33603
Active114 days on marketListed Apr 23, 2026MLS #TB8500224
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Sat, Aug 15
2:00 PM – 4:00 PM
Priced Below Market Value! Charming Seminole Heights bungalow blending historic character with modern updates! This 4BR/2BA home features an open layout, LVP floors, crown molding, fireplace, and a stylish kitchen with marble counters and stainless appliances. Enjoy a paver patio and flexible spaces, plus a detached casita with kitchen, bath, and private entry—perfect for guests or rental income. Prime location near downtown, parks, dining, and more!
Sat, Aug 15
2:00 PM – 4:00 PM
Broker
Priced Below Market Value! Charming Seminole Heights bungalow blending historic character with modern updates! This 4BR/2BA home features an open layout, LVP floors, crown molding, fireplace, and a stylish kitchen with marble counters and stainless appliances. Enjoy a paver patio and flexible spaces, plus a detached casita with kitchen, bath, and private entry—perfect for guests or rental income. Prime location near downtown, parks, dining, and more!
About this home
4109 N SEMINOLE AVENUE
One or more photo(s) has been virtually staged. MASSIVE PRICE REDUCTION! Beautiful 1923 Seminole Heights bungalow with detached private casita—ideal for guest suite, office, multigenerational living, or rental-style flexibility. Welcome to your Seminole Heights bungalow—where historic charm meets modern living in one of Tampa Bay’s most connected and vibrant neighborhoods. Perfectly positioned for young urban professionals, The main house is an updated 4-bedroom, 2-bath home that offers not just style and convenience, smart flexibility with a PRIVATE INCOME PRODUCING casita out back with . Step inside to an airy open-concept great room, where soft gray luxury vinyl plank flooring flows throughout the main level. The thoughtfully designed dining space features custom built-ins and overlooks the front yard, seamlessly connecting to the living area. Crown molding and a cozy electric fireplace add warmth and character, creating a space that feels both elevated and inviting. The kitchen is designed for both everyday living and entertaining, featuring marble countertops, stainless steel appliances, a walk-in pantry, and a pot filler for added convenience. French doors lead out to a paver patio—ideal for weekend cookouts, evening gatherings, or simply enjoying the Florida lifestyle. A flexible bonus space off the main living area makes the perfect home office or creative studio—ideal for remote work. The primary suite is conveniently located downstairs with a full bath and generous closet space. Upstairs, two additional bedrooms with a 2025 mini-split system provide comfort and privacy for guests or roommates. A fourth bedroom at the rear of the home offers direct backyard access and laundry space. Out back, the detached 324 sq ft casita opens up a world of possibilities. Complete with its own updated kitchen, stainless steel appliances, private bedroom, and bath, plus a raised ceiling for added space with new 2025 AC—it’s perfect as a guest suite, private office, or rental opportunity. Whether you’re looking to offset your mortgage with passive income or create a separate live/work setup, this space delivers. Major updates include a 2024 HVAC system with new ductwork, tank-style water heater 2026, updated electrical, fresh sod and irrigation 2022—ensuring peace of mind and move-in readiness. Walking distance to elementary, middle and high schools along with the Hillsborough River, River Crest Park, Local coffee shops, restaurants and bars for the utmost enjoyment. Located just minutes from downtown Tampa, University Of Tampa, University of South Florida, St. Joseph's Hospital with quick access to I-275 and all the hotspots across Tampa Bay, this home offers the ultimate blend of character, convenience, and opportunity.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,032
Sqft
0.17 ac
Lot size
1923
Year built
Two
Levels
$283
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,289 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,289/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$283 vs $301
Days on market
114 vs 42 typical
Where $283/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33603 — neighborhood snapshot
Population
20,267
Median age
37.9
Median income
$64,632
Median home value
$344,100
Avg household
2.32
Households w/ children
2,222
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
229 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4109 N SEMINOLE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$485,000
4102 N CENTRAL AVENUE · same community
3 bd · 2 ba · 1,445 sqft · $336/sqft · 4 DOM
Sold · May ’26$243,000
1015 E COLUMBUS DRIVE
5 bd · 2 ba · 1,888 sqft · $129/sqft · 85 DOM
Sold · May ’26$449,000
1815 E 22ND AVENUE
4 bd · 3 ba · 1,882 sqft · $239/sqft · 510 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4109 N SEMINOLE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4109 N SEMINOLE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4109 N SEMINOLE AVENUE FAQs
What would the monthly payment be for 4109 N SEMINOLE AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,289/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4109 N SEMINOLE AVENUE?+
The most recent tax bill on record (2025) was $9,726. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4109 N SEMINOLE AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $575,000, this home is listed about 28% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4109 N SEMINOLE AVENUE?+
Graham Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Hillsborough High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$575,000 runs 25% above the TAMPA 33603 median — but at 2,032 sqft it's also 28% larger than the typical Tampa listing.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
114 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $685,000, now $575,000 — a $110K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Julia Wright. MLS #TB8500224.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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