CENTURY 21 Edge
$220,000$234,9993 bd2.5 ba1,368 sqft$161 /sqft$1,807 /mo all-in ↓

5156 SUNRIDGE PALMS DRIVE, TAMPA, FL, 33617

Active113 days on marketListed Apr 22, 2026MLS #TB8500526

Priced 51% below the Tampa medianReduced $15KTownhouseSUNRIDGE OF TAMPA BAY A CONDOM

About this home

5156 SUNRIDGE PALMS DRIVE

BUYERS FINANCING FELL THROUGH LAST MINUTE. Welcome to Sunridge of Tampa Bay, where comfort, convenience, and opportunity come together in the heart of Temple Terrace. Located just across the street from the University of South Florida, this 3 bedroom, 2.5 bathroom pool view condo/townhome is perfectly positioned for homeowners and investors alike, offering easy access to campus life, major employers, and rental potential. Step inside to the first floor, where a spacious living room welcomes you with laminate flooring and a convenient half bath tucked beneath the stairs. The layout flows naturally into the dining area and updated kitchen, where renovated cabinets and countertops create a fresh, modern feel. A pass-through bar connects the kitchen to the family room, keeping the space open and ideal for both everyday living and entertaining. Upstairs, brand new carpet adds a clean and comfortable touch throughout. The owner’s suite features a walk-in closet and an ensuite bathroom with a tiled walk-in shower. Two additional bedrooms are thoughtfully positioned near a full hall bathroom with a tub/shower combination. A laundry closet with a stacked washer and dryer adds convenience right where you need it. Sliding glass doors lead out to your private back patio, perfectly situated just steps from the community pool, creating a relaxing outdoor space with easy access to amenities. Major updates include a water heater replaced in November 2024, and the HOA covers water, sewer, and trash, helping simplify monthly expenses. Ideally located near University of South Florida, this home offers unbeatable access to one of Tampa’s most vibrant areas. Spend weekends exploring Lettuce Lake Park with its scenic boardwalks and river views, or enjoy a round of golf at the historic Temple Terrace Golf & Country Club. With quick access to I-75 and I-4, commuting to Downtown Tampa, Busch Gardens Tampa Bay, and surrounding areas is effortless, while shopping, dining, and everyday essentials are all just minutes away. This is a rare opportunity to own in a location that truly offers the best of Tampa living, whether you're looking for a primary residence or a smart investment.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,368

Sqft

0.01 ac

Lot size

1998

Year built

Two

Levels

$161

Per sqft

Pool viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Closet · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
ViewPool
FacesSouth
ParkingOpen
ExteriorSidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,055/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,807 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$255
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,700
Interest rate6.00%
Loan term

Estimated payment

$1,807/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$255
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $220K
$200KedgeAI estimate $217,916 · range $209K$220K$229K

vs edgeAI estimate

+1%

$/sqft vs Tampa actives

$161 vs $299

Days on market

113 vs 43 typical

Where $161/sqft sits among the 400 Tampa actives

218 · this home
101
32
15
10
24
$154–313$313–472$472–631$631–789$789–948$948+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 5156 SUNRIDGE PALMS DRIVE

Drive times from this address

Downtown Tampa18 min
Tampa Int’l Airport (TPA)29 min
Walt Disney World69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

220 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% below the Tampa median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $220,000 $15K
Apr 22, 2026Listed at $234,999 · 113 days on market since
1998Built · SUNRIDGE OF TAMPA BAY A CONDOM

Reality check

What actually sold near 5156 SUNRIDGE PALMS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5170 SUNRIDGE PALMS DRIVESold · Mar ’26

$220,000

5170 SUNRIDGE PALMS DRIVE · same community

3 bd · 2.5 ba · 1,368 sqft · $161/sqft · 21 DOM

5041 SUNRIDGE PALMS DRIVE UNIT 103Sold · Jul ’26

$220,000

5041 SUNRIDGE PALMS DRIVE UNIT 103 · same community

2 bd · 2.5 ba · 1,405 sqft · $157/sqft · 319 DOM

5052 SUNRIDGE PALMS DRIVE UNIT 102Sold · Mar ’26

$224,000

5052 SUNRIDGE PALMS DRIVE UNIT 102 · same community

2 bd · 2.5 ba · 1,405 sqft · $159/sqft · 195 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5156 SUNRIDGE PALMS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5156 SUNRIDGE PALMS DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5156 SUNRIDGE PALMS DRIVE FAQs

What would the monthly payment be for 5156 SUNRIDGE PALMS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,807/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5156 SUNRIDGE PALMS DRIVE?+

The most recent tax bill on record (2025) was $3,055. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5156 SUNRIDGE PALMS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $220,000, this home is listed about 51% below the Tampa median of $449,900. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Under the Tampa market on paper

$220,000 is 51% below the Tampa median of $449,900, and at $161/sqft it sits under the Tampa average of $344.

02Pool views

The pool view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

113 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $234,999, now $220,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of MAVREALTY · Nicholas Cuccia. MLS #TB8500526.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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