4105 SPRING WAY CIRCLE, VALRICO, FL, 33596
Active91 days on marketListed Apr 25, 2026MLS #TB8500960
About this home
4105 SPRING WAY CIRCLE
HUGE PRICE IMPROVEMENT on this spacious Bloomingdale home offering over 2,300 sq ft with 5 bedrooms, 2 bathrooms and a 2 car garage! This home features a flexible layout with plenty of space for guests, a home office, playroom, or multi-generational living. The kitchen offers abundant cabinet storage, an island, and opens to the main living areas, complete with a cozy gas fireplace. The primary suite is tucked away for added privacy and offers plenty of room to unwind. Enjoy your morning coffee or evening relaxation from the screened front porch, adding extra charm and functionality to the home. The backyard offers a low-maintenance outdoor space perfect for relaxing or entertaining. Major updates include a 2019 roof, 2020 AC, and 2020 hot water heater for added peace of mind. Located in an established neighborhood with voluntary HOA no CDD and convenient access to shopping, dining, parks, and major commuter routes. Select furnishing may be available for purchase. Recent price improvement makes this home an incredible opportunity in today’s market. Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
2
Bathrooms
2,329
Sqft
0.2 ac
Lot size
2
Garage
1985
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.8%
$/sqft vs Valrico actives
$172 vs $218
Days on market
91 vs 34 typical
Where $172/sqft sits among the 195 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
VALRICO 33596 — neighborhood snapshot
Population
28,152
Median age
45.9
Median income
$112,305
Median home value
$396,100
Avg household
2.8
Households w/ children
2,906
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
106 of 195
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 4105 SPRING WAY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$359,900
4207 SPRING WAY CIRCLE · same community
4 bd · 2 ba · 2,033 sqft · $177/sqft · 1 DOM
Sold · Aug ’25$499,000
4228 SPRING WAY CIRCLE · same community
4 bd · 3 ba · 2,979 sqft · $168/sqft · 127 DOM
Sold · Jun ’26$350,000
4136 SPRING WAY CIR · same community
3 bd · 2 ba · 1,588 sqft · $220/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4105 SPRING WAY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4105 SPRING WAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4105 SPRING WAY CIRCLE FAQs
What would the monthly payment be for 4105 SPRING WAY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,184/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4105 SPRING WAY CIRCLE?+
The most recent tax bill on record (2025) was $5,917. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4105 SPRING WAY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $399,900, this home is listed about 16% below the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 4105 SPRING WAY CIRCLE?+
Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the VALRICO 33596 market on paper
$399,900 is 14% below the VALRICO 33596 median of $465,000, and at $172/sqft it sits under the Valrico average of $217.
02Time on market is leverage
91 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $435,000, now $399,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Y REALTY FLORIDA · Amanda Perdue. MLS #TB8500960.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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