614 MOUNT KEY AVENUE NE UNIT 631, ST PETERSBURG, FL, 33702
Active117 days on marketListed Apr 24, 2026MLS #TB8501620
About this home
614 MOUNT KEY AVENUE NE UNIT 631
New price--great value! No flooding inside from 2024 storms! Well-maintained 2 bed/1.5 bath home with 958 sq. ft of living space which includes an air conditioned Florida room that could be a hobby room/den or extra sleep space. Look at these upgrades: 1) 2021 Central AC system with 2024 ductwork;2) Beautiful wide-plank laminate flooring with 2024 vapor barrier underneath to protect the subflooring; 3) Spacious kitchen with 2022 stainless appliances, Corian solid surface countertops and lots of cabinets for storage; 4) inside washer and dryer for ease of use; and 5) 2011 roofover making a double roof! 6) Adding to the living space is the 324 sq ft screened lanai to enjoy the outdoors. 7) 2-car carport with extended driveway and side kickout to make parking easy. 8) The location is excellent as the home is a short walk to the community waterfront park--enjoy waterfront living without the high price! Price includes share for the lot and ownership in the co-op. Two Pets (dogs or cats) up to 35 pds each are welcomed! Renting is allowed with 2 month minimum. Popular Americana Cove is located only 10 mins from downtown St. Petersburg, 15 mins to two airports and 3 mins to 4th Street dining, shopping and medical. Must see to appreciate!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
958
Sqft
0.12 ac
Lot size
1973
Year built
One
Levels
$129
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,591 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,591/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12%
$/sqft vs MOBEL AMERICANA MOBILE HOME PARK UNREC
$129 vs $209
Days on market
117 vs 58 typical
Where $129/sqft sits among the 36 homes for sale in MOBEL AMERICANA MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mobel Americana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Mobel Americana — neighborhood snapshot
Population
682
Median age
66
Median income
$68,843
Median home value
$312,800
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
19 of 36
MOBEL AMERICANA MOBILE HOME PARK UNREC have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 614 MOUNT KEY AVENUE NE UNIT 631
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$135,000
7002 MOUNT BRISTOL BOULEVARD NE UNIT 448 · same community
2 bd · 2 ba · 960 sqft · $141/sqft · 138 DOM
Sold · Nov ’25$130,000
7245 MOUNT FAIRFIELD ROAD NE UNIT 539 · same community
2 bd · 2 ba · 952 sqft · $137/sqft · 588 DOM
Sold · Dec ’25$120,000
7250 MOUNT ARLINGTON DRIVE NE UNIT 427 · same community
2 bd · 1.5 ba · 972 sqft · $123/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 614 MOUNT KEY AVENUE NE UNIT 631 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 614 MOUNT KEY AVENUE NE UNIT 631 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
614 MOUNT KEY AVENUE NE UNIT 631 FAQs
What would the monthly payment be for 614 MOUNT KEY AVENUE NE UNIT 631?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,591/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 614 MOUNT KEY AVENUE NE UNIT 631?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 614 MOUNT KEY AVENUE NE UNIT 631?+
The most recent tax bill on record (2025) was $2,839. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 614 MOUNT KEY AVENUE NE UNIT 631?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $123,900, this home is listed about 71% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 614 MOUNT KEY AVENUE NE UNIT 631?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33702 market on paper
$123,900 is 45% below the ST PETERSBURG 33702 median of $225,000, and at $129/sqft it sits under the St Petersburg average of $378.
02Time on market is leverage
117 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $124,500, now $123,900 — a $600 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BAREFOOT REALTY GROUP · Charity Cicardo. MLS #TB8501620.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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