
400 CENTRAL AVENUE UNIT 1003, ST PETERSBURG, FL, 33701
Active109 days on marketListed Apr 29, 2026MLS #TB8502577
About this home
400 CENTRAL AVENUE UNIT 1003
Now offered for purchase at 400 Central a rare opportunity to own in downtown St. Petersburg’s most iconic new luxury tower—offered at an exceptional entry-level price point with access to the dramatic 46th-floor Sky Lounge Observatory and a 36,000-square-foot amenity deck—offering a level of luxury and value without the significantly higher-floor price points within the tower. This new, move-in ready, never-lived-in 2-bedroom, 2.5-bath home offers 1,358 square feet of refined interior living plus an expansive, full-length 288-square-foot private terrace (1,646 total), creating a seamless flow for elevated indoor-outdoor living. With its coveted southeast-facing orientation, the residence captures dynamic city views and meaningful Tampa Bay water views through floor-to-ceiling windows, filling the space with natural light. Thoughtfully designed with elevated finishes, the home features an open-concept dining and living space with porcelain tile flooring; and a gourmet kitchen with quartz countertops, sleek Italian cabinetry with under-cabinet lighting, premium JennAir stainless steel appliances, a gas cooktop, and porcelain tile flooring, ideal for both entertaining and everyday living. The primary suite includes a spacious walk-in closet and a spa-inspired ensuite bath, while the open-concept layout delivers clean lines and a sophisticated, livable design. Ownership includes access to 400 Central’s full suite of world-class amenities, including a 36,000-square-foot amenity deck with a resort-style heated pool, private cabanas, pool and game lounge, state-of-the-art fitness center, theater lounge, and an elegant private dining room; and the dramatic 46th-floor Sky Lounge Observatory. Built to the latest safety standards with fully funded reserves, the building delivers long-term value and peace of mind. Additional highlights include one secure parking space, a second valet parking space, and a private secure storage unit. The ground floor will feature curated retail, including Volta Wine + Market, further enhancing the elevated lifestyle experience. Positioned in the heart of downtown St. Petersburg, residents enjoy a vibrant, walkable lifestyle just steps from waterfront parks, acclaimed dining, galleries, and cultural venues. A rare opportunity to own a brand-new, never-occupied residence with strong city and water views in one of Tampa Bay’s most prestigious addresses.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,358
Sqft
2.3 ac
Lot size
2
Garage
2026
Year built
One
Levels
$795
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,904 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,894/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.1%
$/sqft vs St Petersburg actives
$795 vs $343
Days on market
109 vs 57 typical
Where $795/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 1003
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$480,000
220 19TH AVENUE S
3 bd · 3 ba · 1,352 sqft · $355/sqft · 172 DOM
Sold · Sep ’25$260,000
1424 14TH STREET S
3 bd · 1.5 ba · 1,351 sqft · $192/sqft · 79 DOM
Sold · Apr ’26$250,000
1730 17TH STREET S
3 bd · 1 ba · 1,346 sqft · $186/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 1003 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 1003 — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
400 CENTRAL AVENUE UNIT 1003 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 1003?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,904/mo — principal and interest, estimated property taxes, the $511/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 400 CENTRAL AVENUE UNIT 1003?+
The association fee works out to $511 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 400 CENTRAL AVENUE UNIT 1003?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 400 CENTRAL AVENUE UNIT 1003?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,080,000, this home is listed about 148% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 1003?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Paul Simon. MLS #TB8502577.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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