
14927 HARDY DRIVE W, TAMPA, FL, 33613
Active83 days on marketListed May 22, 2026MLS #TB8502655
About this home
14927 HARDY DRIVE W
Charming architect-designed lakefront home. This two-story home has 2 bedrooms PLUS loft, 2 bathrooms, and a one-car garage, with 1,480 square feet of living space right on Lake Morley. Built in 1980 and fully remodeled by its architect-owner, it features custom craftsmanship, quality finishes, and tranquil waterfront lifestyle. There have only been two owners in 46 years. The HVAC system was replaced in 2025, and there is a new water heater. The roof is less than 10 years old and its hip-roof design may qualify for insurance discounts. Hurricane straps on the roof trusses can also help with insurance savings. Other updates include a new front door, new insulated double-pane windows and sliding doors, an oversized insulated garage with a new door from 2020, and a wood deck added in 2013. The home was recently pressure-washed and is ready for a fresh coat of paint. When you walk in, you’ll notice the vaulted ceilings, custom skylights, and double-pane insulated windows that make the living area bright and open. The custom media center is the focal point of the living room, and Shade Store roll-down shades with modern iron curtain rods give each room a finished look. The remodeled galley kitchen stands out on its own. It was designed by an architect and built by a skilled local carpenter to make the most of the space. Cambria quartz countertops and walnut-finished cabinets set the style. The kitchen also features double ovens, a prep and dish sink, a showcase refrigerator, a dual-function dishwasher, double pull-out pantries, custom cabinets, and quality hardware and lighting. It’s as functional as it is attractive. The open loft above the main level can be used as a den or home office. It’s a quiet spot that overlooks the living area, perfect for working from home or relaxing. The loft leads to the owner’s suite, which has a premium wall covering, custom blackout blinds, and direct access to a fully updated en-suite bathroom. The bathroom features a walnut vanity with a marble top, Kohler fixtures, custom metal wall panels, a frameless glass shower, quality tile, accent lighting, and a custom space-saving barn door. Every detail was carefully chosen. The second bedroom is downstairs and the bathroom is just as nice, with upgraded wall tile, a custom oversized wall mirror, a frameless glass shower, a granite vanity top with a leather finish, accent lighting, and premium Kohler fixtures throughout. The design is timeless. Step out onto the screened back porch and enjoy peaceful views of Lake Morley. The natural setting makes mornings and evenings feel relaxing. The wood entry deck adds curb appeal and creates a welcoming first impression as soon as you arrive. The home is just off Bearss Avenue, with direct access to I-275 and North Dale Mabry Highway. You’ll be close to downtown Tampa, the airport, USF, shopping, dining, and all the everyday conveniences. Truly, a must see!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,480
Sqft
0.18 ac
Lot size
1
Garage
1980
Year built
Two
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,685 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,685/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs UNPLATTED
$257 vs $306
Days on market
83 vs 43 typical
Where $257/sqft sits among the 178 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Magdalene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Lake Magdalene — neighborhood snapshot
Population
31,512
Median age
43
Median income
$81,772
Median home value
$334,003
Avg household
2
Households w/ children
3,419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
100 of 178
UNPLATTED have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 148% above the TAMPA 33613 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 14927 HARDY DRIVE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$415,000
7045 STAFFORD ROAD · same community
3 bd · 2 ba · 1,536 sqft · $270/sqft · 106 DOM
Sold · Dec ’25$125,000
11640 COUNTY RD 579 HIGHWAY · same community
3 bd · 2 ba · 1,352 sqft · $92/sqft · 1 DOM
Sold · Mar ’26$175,000
4409 SMITH RYALS ROAD · same community
3 bd · 2 ba · 1,344 sqft · $130/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14927 HARDY DRIVE W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14927 HARDY DRIVE W — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14927 HARDY DRIVE W FAQs
What would the monthly payment be for 14927 HARDY DRIVE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,685/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14927 HARDY DRIVE W?+
The most recent tax bill on record (2025) was $1,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $379,900, this home is listed about 16% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14927 HARDY DRIVE W?+
Buchanan Middle School (middle), Lake Magdalene Elementary School (elementary), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$379,900 runs 148% above the TAMPA 33613 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Buchanan Middle School, Lake Magdalene Elementary School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $419,900, now $379,900 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SANCHEZ&CO, LLC · Sophia Sanchez. MLS #TB8502655.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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