CENTURY 21 Edge
$379,900$419,9002 bd2 ba1,480 sqft$257 /sqft$2,685 /mo all-in ↓

14927 HARDY DRIVE W, TAMPA, FL, 33613

Active83 days on marketListed May 22, 2026MLS #TB8502655

Reduced $40KWaterfrontSingle Family ResidenceUNPLATTED

About this home

14927 HARDY DRIVE W

Charming architect-designed lakefront home. This two-story home has 2 bedrooms PLUS loft, 2 bathrooms, and a one-car garage, with 1,480 square feet of living space right on Lake Morley. Built in 1980 and fully remodeled by its architect-owner, it features custom craftsmanship, quality finishes, and tranquil waterfront lifestyle. There have only been two owners in 46 years. The HVAC system was replaced in 2025, and there is a new water heater. The roof is less than 10 years old and its hip-roof design may qualify for insurance discounts. Hurricane straps on the roof trusses can also help with insurance savings. Other updates include a new front door, new insulated double-pane windows and sliding doors, an oversized insulated garage with a new door from 2020, and a wood deck added in 2013. The home was recently pressure-washed and is ready for a fresh coat of paint. When you walk in, you’ll notice the vaulted ceilings, custom skylights, and double-pane insulated windows that make the living area bright and open. The custom media center is the focal point of the living room, and Shade Store roll-down shades with modern iron curtain rods give each room a finished look. The remodeled galley kitchen stands out on its own. It was designed by an architect and built by a skilled local carpenter to make the most of the space. Cambria quartz countertops and walnut-finished cabinets set the style. The kitchen also features double ovens, a prep and dish sink, a showcase refrigerator, a dual-function dishwasher, double pull-out pantries, custom cabinets, and quality hardware and lighting. It’s as functional as it is attractive. The open loft above the main level can be used as a den or home office. It’s a quiet spot that overlooks the living area, perfect for working from home or relaxing. The loft leads to the owner’s suite, which has a premium wall covering, custom blackout blinds, and direct access to a fully updated en-suite bathroom. The bathroom features a walnut vanity with a marble top, Kohler fixtures, custom metal wall panels, a frameless glass shower, quality tile, accent lighting, and a custom space-saving barn door. Every detail was carefully chosen. The second bedroom is downstairs and the bathroom is just as nice, with upgraded wall tile, a custom oversized wall mirror, a frameless glass shower, a granite vanity top with a leather finish, accent lighting, and premium Kohler fixtures throughout. The design is timeless. Step out onto the screened back porch and enjoy peaceful views of Lake Morley. The natural setting makes mornings and evenings feel relaxing. The wood entry deck adds curb appeal and creates a welcoming first impression as soon as you arrive. The home is just off Bearss Avenue, with direct access to I-275 and North Dale Mabry Highway. You’ll be close to downtown Tampa, the airport, USF, shopping, dining, and all the everyday conveniences. Truly, a must see!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,480

Sqft

0.18 ac

Lot size

1

Garage

1980

Year built

Two

Levels

$257

Per sqft

Waterfront

Inside

FlooringTile
AppliancesDishwasher · Dryer · Refrigerator
InteriorThermostat
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesWest
ExteriorOther

Community & fees

Taxes (2025)$1,449/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,685 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$121
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,297
Interest rate6.00%
Loan term

Estimated payment

$2,685/mo

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$121
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$288KedgeAI estimate $344,526 · range $299K$372K$395K

vs edgeAI estimate

+10.3%

$/sqft vs UNPLATTED

$257 vs $306

Days on market

83 vs 43 typical

Where $257/sqft sits among the 178 homes for sale in UNPLATTED

101 · this home
35
17
8
4
13
$162–333$333–503$503–673$673–843$843–1013$1013+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Magdalene

Map of 14927 HARDY DRIVE W inside its neighborhood boundary

Drive times from this address

Downtown Tampa15 min
Tampa Int’l Airport (TPA)26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Lake Magdalene — neighborhood snapshot

Population

31,512

Median age

43

Median income

$81,772

Median home value

$334,003

Avg household

2

Households w/ children

3,419

For the school run

Hillsborough County School District

MiddleBuchanan Middle School★★★★
ElementaryLake Magdalene Elementary School★★★★★
HighGaither High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

100 of 178

UNPLATTED have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 148% above the TAMPA 33613 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $379,900 $40K
May 22, 2026Listed at $419,900 · 83 days on market since
1980Built · UNPLATTED

Reality check

What actually sold near 14927 HARDY DRIVE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7045 STAFFORD ROADSold · Dec ’25

$415,000

7045 STAFFORD ROAD · same community

3 bd · 2 ba · 1,536 sqft · $270/sqft · 106 DOM

11640 COUNTY RD 579 HIGHWAYSold · Dec ’25

$125,000

11640 COUNTY RD 579 HIGHWAY · same community

3 bd · 2 ba · 1,352 sqft · $92/sqft · 1 DOM

4409 SMITH RYALS ROADSold · Mar ’26

$175,000

4409 SMITH RYALS ROAD · same community

3 bd · 2 ba · 1,344 sqft · $130/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14927 HARDY DRIVE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14927 HARDY DRIVE W — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14927 HARDY DRIVE W FAQs

What would the monthly payment be for 14927 HARDY DRIVE W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,685/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14927 HARDY DRIVE W?+

The most recent tax bill on record (2025) was $1,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $379,900, this home is listed about 16% below the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 14927 HARDY DRIVE W?+

Buchanan Middle School (middle), Lake Magdalene Elementary School (elementary), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$379,900 runs 148% above the TAMPA 33613 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Buchanan Middle School, Lake Magdalene Elementary School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $419,900, now $379,900 — a $40K cut. The full history is in the market section below.

Listing courtesy of SANCHEZ&CO, LLC · Sophia Sanchez. MLS #TB8502655.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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