9773 1ST STREET NE, ST PETERSBURG, FL, 33702
Active112 days on marketListed Apr 28, 2026MLS #TB8502676
About this home
9773 1ST STREET NE
When it comes to waterfront… there’s one rule. Location on the water is everything. And this one? It doesn’t miss. Due east. Right down the gut of the canal. Wide open water in front of you. Sunrises that don’t ask for attention—they demand it. Night skies that light up like a closing scene you don’t want to end. Set in the best neighborhood in the world—Riviera Bay—this isn’t just a home… it’s the backdrop to a lifestyle people move here chasing. And here’s the part that changes everything. New roof. New AC. Done. The big stuff? Already handled. No guesswork. No looming repairs. Just turn the key and go. 3 bedrooms. 2 baths. 2-car garage. Pool. Dock. Lift. Everything in place. Nothing missing. The kind of waterfront setup that usually takes years to piece together—already finished here. Inside, it’s clean, open, and completely updated. No angles that don’t work. No wasted space. Just a layout that feels right the second you step in. Even the guest bedrooms come with walk-in closets—because details weren’t optional here. And outside these walls… Riviera Bay runs its own story. Boat parades that shut the canals down. Golf carts rolling through the streets like it’s normal. Flags lining the neighborhood on the 4th of July. A Christmas Eve boat parade that feels more like a movie than real life. Two parks. A private boat ramp. A community that actually shows up. This isn’t just a neighborhood. It’s a setting. And homes like this? They don’t sit in the background for long.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,728
Sqft
0.18 ac
Lot size
2
Garage
1971
Year built
One
Levels
$491
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,600 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,600/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.2%
$/sqft vs St Petersburg actives
$491 vs $344
Days on market
112 vs 58 typical
Where $491/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riviera Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Riviera Bay — neighborhood snapshot
Population
3,650
Median age
49
Median income
$114,177
Median home value
$430,807
Avg household
2
Households w/ children
376
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
231 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 271% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 9773 1ST STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,047,000
120 97TH AVENUE NE · same community
5 bd · 3 ba · 2,060 sqft · $508/sqft · 39 DOM
Sold · Apr ’26$635,000
978 SAN CARLOS COURT NE
2 bd · 2 ba · 1,722 sqft · $369/sqft · 38 DOM
Sold · Jun ’26$595,000
1349 78TH AVENUE N
4 bd · 2 ba · 1,718 sqft · $346/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 9773 1ST STREET NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9773 1ST STREET NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9773 1ST STREET NE FAQs
What would the monthly payment be for 9773 1ST STREET NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,600/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9773 1ST STREET NE?+
The most recent tax bill on record (2025) was $6,480. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $849,000, this home is listed about 95% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9773 1ST STREET NE?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$849,000 runs 271% above the ST PETERSBURG 33702 median — but at 1,728 sqft it's also 29% larger than the typical St Petersburg listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $889,000, now $849,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Brad Bess. MLS #TB8502676.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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