11440 130TH AVENUE, LARGO, FL, 33778
Active101 days on marketListed Apr 29, 2026MLS #TB8502784
About this home
11440 130TH AVENUE
Updated and Well Maintained 3 Bedroom, 2 Bath, Pool Home in central location. Enjoy the BEAUTIFUL FLORIDA LIFESTYLE lounging by your pool with fenced yard for privacy! Close to Beaches, Schools, shopping and fine dining! This Spacious home offers a Split bedrooms and an open flowing floor plan. Well appointed Kitchen (opens to the Family Room), with beautiful Wood Cabinets, Granite Counters, Propane Range, (annual rental from Suburban Propane) Breakfast Bar and loads of counter space for the gourmet chef! Dining Room has French Doors that lead you to the large Florida Room, offering privacy to both areas. Spacious Living Room, Master Bedroom with Updated Master Bath and step in Shower, Walk-in Closet, Totally Renovated Guest Bath is beautifully done! Inside Utility and storage shelves make the daily laundry a Breeze, Two Car Garage, In-Ground Pool, Fenced Yard with Gazebo on a Corner Lot. Don't miss this move in condition home, MAKE IT YOUR'S!!!!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,664
Sqft
0.19 ac
Lot size
2
Garage
1972
Year built
One
Levels
$285
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,711 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,711/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.7%
$/sqft vs Largo actives
$285 vs $237
Days on market
101 vs 52 typical
Where $285/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33778 — neighborhood snapshot
Population
16,054
Median age
50.9
Median income
$63,633
Median home value
$267,800
Avg household
2.41
Households w/ children
1,345
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
214 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 171% above the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 11440 130TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$475,000
11440 126TH TERRACE · same community
3 bd · 2 ba · 1,550 sqft · $306/sqft · 2 DOM
Sold · May ’26$525,000
11438 126TH TERRACE · same community
3 bd · 2 ba · 1,795 sqft · $292/sqft · 34 DOM
Sold · Apr ’26$540,000
11452 129TH AVENUE · same community
4 bd · 2 ba · 1,807 sqft · $299/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11440 130TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11440 130TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11440 130TH AVENUE FAQs
What would the monthly payment be for 11440 130TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,711/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11440 130TH AVENUE?+
The most recent tax bill on record (2025) was $6,555. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $474,750, this home is listed about 58% above the Largo median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 11440 130TH AVENUE?+
Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$474,750 runs 171% above the LARGO 33778 median — but at 1,664 sqft it's also 35% larger than the typical Largo listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $494,900, now $474,750 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HUTCHESON REAL ESTATE · David Hutcheson. MLS #TB8502784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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