
9958 SW 97TH LANE, OCALA, FL, 34481
Active100 days on marketListed Apr 29, 2026MLS #TB8502863
About this home
9958 SW 97TH LANE
LIMITED-TIME INCENTIVE: This home will qualify for a 1-year rate reduction of 1% AND a .75% lender credit-available for the month of August. MOTIVATED seller has improved the price, don't miss this opportunity. Discover the active adult lifestyle you've been dreaming of in this stunning Expanded Sunflower model, built in 2022 and still like new, perfectly situated on a private lot overlooking beautiful Veteran's Park in the highly sought-after Crescent Ridge 2 neighborhood of On Top of the World, Ocala's premier gated 55+ community. This spacious 3-bedroom, 2-bathroom home offers nearly 1,953 square feet of thoughtfully designed living space, featuring soaring vaulted ceilings and an open floorplan that feels both grand and welcoming. Built just three years ago, every inch of this home reflects the care and quality of nearly new construction, fresh, clean, and move-in ready from day one. The kitchen impresses with solid wood cabinetry, stone countertops, and ample storage with pull-out lower cabinet shelves, perfect for everyday living and entertaining alike. A dedicated den and flex space add versatility to suit your lifestyle needs. The oversized 2-car garage includes a 4-foot extension, ideal for full-size vehicles, a workshop, or parking your golf cart alongside the cars. Enjoy the convenience of a community mailbox directly across the street and curbside trash service. This home also comes fully furnished, making your move-in seamless and stress-free. Sellers may also consider an extended closing period. Beyond your front door, life truly begins. On Top of the World boasts three private golf courses, multiple clubhouses, indoor and outdoor pools, fitness centers, pickleball and tennis courts, walking trails, and a cultural center with a 500-seat theater for concerts and performances. The Ranch Fitness Center & Spa features state-of-the-art cardiovascular and strength training equipment along with an exclusive selection of massages, facials, body wraps, hair and nail services, private saunas, and steam rooms. Additional amenities include a private 14-acre radio-controlled flying field, drone course, race car track, dog park, community garden, bocce, shuffleboard, softball fields, and an archery range. The Circle Square Cultural Center brings top-name entertainment to the Ocala area, hosting theatrical productions, dances, conventions, and more for over 830 guests. On Top of the World offers golf cart access to shopping, dining, health, beauty, and entertainment, making errands and evenings out effortlessly enjoyable. With a full-time activities director and over 175 clubs, leagues, and lifelong learning opportunities, there is always something new to explore. This is more than a home, it's a lifestyle. Why wait for new construction when this like-new gem is ready for you today? Schedule your private showing and experience everything On Top of the World has to offer!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,953
Sqft
0.19 ac
Lot size
2
Garage
2022
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,204 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,204/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs Ocala actives
$172 vs $187
Days on market
100 vs 49 typical
Where $172/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9958 SW 97TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$356,000
10341 SW 105TH COURT
3 bd · 2 ba · 1,967 sqft · $181/sqft · 0 DOM
Sold · Jun ’26$360,000
10441 SW 106TH COURT
3 bd · 2 ba · 1,967 sqft · $183/sqft · 203 DOM
Sold · Dec ’25$355,000
10409 SW 106TH COURT
3 bd · 2 ba · 1,967 sqft · $180/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9958 SW 97TH LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9958 SW 97TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9958 SW 97TH LANE FAQs
What would the monthly payment be for 9958 SW 97TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,204/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9958 SW 97TH LANE?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9958 SW 97TH LANE?+
The most recent tax bill on record (2025) was $5,157. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9958 SW 97TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $335,000, this home is listed about 12% above the Ocala median of $298,819. The market section on this page shows how the area is trending.
Which schools are assigned to 9958 SW 97TH LANE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$335,000 runs 46% above the OCALA 34481 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
100 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $349,900, now $335,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC. · David Ryder, III. MLS #TB8502863.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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