8242 31ST TERRACE N, ST PETERSBURG, FL, 33710
Active105 days on marketListed May 4, 2026MLS #TB8503341
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About this home
8242 31ST TERRACE N
BACK ON THE MARKET! Whether you are looking to start your family's next chapter or simplify into a more manageable lifestyle, this gorgeous 3-bedroom, 2-bathroom gem in Villa Park Estates is the perfect fit! Nestled in the heart of Jungle Terrace, this home offers the ideal blend of modern style and effortless maintenance. The open-concept interior—featuring stunning granite countertops, a breakfast bar, and durable luxury vinyl flooring—is designed for both lively family gatherings and easy, single-level living. With a separate dining room and spacious bedrooms, you won’t have to sacrifice the space you love for the convenience you need. Forget the stress of "fixer-upper" projects and heavy maintenance. This home is built for peace of mind, boasting a brand-new roof (May 2026), hurricane-impact windows, and a circular driveway that makes coming and going a breeze. Step out into your private tropical oasis, where the enclosed porch and fenced backyard offer a peaceful retreat for morning coffee, while providing a secure space where kids and pets can play safely under the sun. This outdoor space is also the ultimate setup for entertaining friends and family in a lush, private setting! For those who value tranquility, you will love the unique positioning of this property: it backs up to a quiet private road serving expansive waterfront estates. With the neighboring home set deep back on its massive lot, you’ll enjoy a rare sense of seclusion and the serene feel of having no rear neighbors. Location is the ultimate luxury here. You are just minutes away from the vibrant energy of downtown St. Pete, the convenience of Tyrone Square Mall, and world-class healthcare. This central location keeps you close to local schools and just a short drive from soaking up the sun at our famous Gulf beaches, ensuring everything you need is right at your fingertips. From young families seeking room to grow to downsizers looking for a stylish, secure "lock-and-leave" lifestyle, this home caters to all. Schedule your private showing TODAY!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,407
Sqft
0.23 ac
Lot size
1
Garage
1956
Year built
One
Levels
$320
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,382 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,382/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.1%
$/sqft vs St Petersburg actives
$320 vs $336
Days on market
105 vs 57 typical
Where $320/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jungle Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Jungle Terrace — neighborhood snapshot
Population
5,031
Median age
54
Median income
$43,491
Median home value
$318,450
Avg household
2
Households w/ children
441
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the ST PETERSBURG 33710 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 8242 31ST TERRACE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$630,000
3120 PARK STREET N · same community
2 bd · 2 ba · 1,482 sqft · $425/sqft · 58 DOM
Sold · Sep ’25$497,500
8200 31ST TERRACE N · same community
2 bd · 2 ba · 1,787 sqft · $278/sqft · 38 DOM
Sold · Jun ’26$725,000
8270 30TH AVENUE N · same community
3 bd · 3 ba · 2,196 sqft · $330/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jasmine Ince
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8242 31ST TERRACE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8242 31ST TERRACE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8242 31ST TERRACE N FAQs
What would the monthly payment be for 8242 31ST TERRACE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,382/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8242 31ST TERRACE N?+
The most recent tax bill on record (2025) was $4,485. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $450,000, this home is listed about 3% above the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8242 31ST TERRACE N?+
Seventy-Fourth St. Elementary (elementary), Azalea Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Patrice Hammill. MLS #TB8503341.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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