1295 TIDY LANE, PUNTA GORDA, FL, 33983
Active100 days on marketListed Apr 29, 2026MLS #TB8503402
About this home
1295 TIDY LANE
This exceptional vacant lot in Punta Gorda is ready for your dream home, with county-approved building permits already in place—saving you time and getting you one step closer to construction. Simply bring your contractor and make it your own. The approved plans feature a thoughtfully designed one-story residence with 3 bedrooms, 2.5 bathrooms, and a 2-car garage, complete with a concrete driveway. Located in the highly sought-after Deep Creek community, this oversized lot offers the perfect setting for your future family home. Surrounded by well-maintained, beautiful properties, the neighborhood provides both pride of ownership and a welcoming atmosphere. Public water and electric connections are easily accessible, making the building process even more convenient. Once you’re settled in, enjoy the natural beauty of the area with scenic walking and biking paths, abundant wildlife, and access to the 18-hole championship Deep Creek Golf Course. Residents also enjoy nearby parks featuring basketball and tennis courts, picnic areas, and a playground—perfect for family recreation. With a low HOA fee of just $165 yearly, this property offers both value and lifestyle. Don’t miss your opportunity to build in one of Punta Gorda’s most desirable communities—call today to start your new home journey!
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$689 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$689/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1295 TIDY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$285,000
25388 PANACHE LANE · same community
2 bd · 2 ba · 1,190 sqft · $239/sqft · 33 DOM
Sold · Jan ’26$215,000
2260 OBERON LANE · same community
2 bd · 2 ba · 1,452 sqft · $148/sqft · 8 DOM
Sold · Jan ’26$189,000
2436 NUREMBERG BOULEVARD · same community
3 bd · 2 ba · 1,526 sqft · $124/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1295 TIDY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1295 TIDY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1295 TIDY LANE FAQs
What would the monthly payment be for 1295 TIDY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $689/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1295 TIDY LANE?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1295 TIDY LANE?+
The most recent tax bill on record (2025) was $1,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1295 TIDY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $68,000, this home is listed about 80% below the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1295 TIDY LANE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Dana Harris. MLS #TB8503402.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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