7225 MOUNT FAIRFIELD ROAD NE UNIT 541, ST PETERSBURG, FL, 33702
Pending111 days on marketListed Apr 30, 2026MLS #TB8503602
About this home
7225 MOUNT FAIRFIELD ROAD NE UNIT 541
Virtually Staged. Welcome to easy Florida living in the vibrant 55+ waterfront community of Americana Cove! This well-maintained 2-bedroom, 2-bath home (built in 1997) offers 1,024 sq ft with a bright, open floor plan and split-bedroom layout for added privacy. The kitchen overlooks the living and dining areas and features stainless steel appliances and a single-basin sink, making everyday living and entertaining simple. The spacious primary suite includes an en-suite bath with walk-in shower and updated quartz vanity, and an oversized closet spanning the length of the bedroom. The guest bedroom is generously sized with a large closet, while the second bath offers a tub/shower combo. Skylights in both bathrooms enhance brightness and energy efficiency, while a large shed provides ample storage. Enjoy added peace of mind with a new vapor barrier (2022) and new AC (2025). The indoor laundry room includes extra storage and leads directly to the impressive 17x14 screened lanai. With vinyl windows and a wall AC unit, this lanai easily transforms into a comfortable, year-round Florida room. Americana Cove offers a true resort lifestyle with two clubhouses, climate-controlled pool, fitness center, game rooms, billiards, library, shuffleboard, bocce ball, workshop, RV storage, and a full calendar of social activities. Boaters will love the direct access to Tampa Bay with community docks, slips, private boat ramps, and kayak launch. Ideally located just minutes from Downtown St. Petersburg and the St. Pete Pier, plus dining, shopping, arts, and Gulf beaches. Convenient access to two international airports makes travel a breeze. Low HOA of $410/month includes water, sewer, trash, lawn care, and 24-hour gated security. Affordable, low-maintenance living with an active waterfront lifestyle, this is Florida living at its best.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,024
Sqft
0.13 ac
Lot size
1997
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,907 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,907/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.2%
Days on market
111 vs 58 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mobel Americana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Mobel Americana — neighborhood snapshot
Population
682
Median age
66
Median income
$68,843
Median home value
$312,800
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7225 MOUNT FAIRFIELD ROAD NE UNIT 541 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7225 MOUNT FAIRFIELD ROAD NE UNIT 541 — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7225 MOUNT FAIRFIELD ROAD NE UNIT 541 FAQs
What would the monthly payment be for 7225 MOUNT FAIRFIELD ROAD NE UNIT 541?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,907/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7225 MOUNT FAIRFIELD ROAD NE UNIT 541?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7225 MOUNT FAIRFIELD ROAD NE UNIT 541?+
The most recent tax bill on record (2025) was $3,515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7225 MOUNT FAIRFIELD ROAD NE UNIT 541?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $165,000, this home is listed about 62% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7225 MOUNT FAIRFIELD ROAD NE UNIT 541?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CENTURY 21 BEGGINS · Pamela Doran. MLS #TB8503602.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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