3020 W SANTIAGO STREET UNIT 1, TAMPA, FL, 33629
Active103 days on marketListed May 8, 2026MLS #TB8504023
About this home
3020 W SANTIAGO STREET UNIT 1
Now available, this extraordinary three-story townhome within The Ritz-Carlton Residences, Tampa offers a rare opportunity to own one of the most highly customized residences just moments from iconic Bayshore Boulevard. Encompassing 3,699 square feet, this impeccably designed three-bedroom villa delivers the scale and privacy of a single-family home, paired with the unparalleled service and amenities synonymous with Ritz-Carlton living. The residence includes two dedicated parking spaces, along with 24-hour concierge and valet services. Thoughtfully designed across three levels, the home features four full bathrooms and one powder bath. The third-floor loft serves as a sophisticated entertaining retreat, complete with a Bosch packaged kitchen and bathroom—ideal for hosting or creating a secluded private suite. A private rooftop terrace crowns the residence, showcasing an outdoor kitchen, spa, and sweeping views of Bayshore Boulevard. Enhancing its exclusivity, the home offers direct access from the residence to the resort-style pool deck, seamlessly blending privacy with effortless indoor-outdoor living. The interiors have been meticulously elevated with bespoke finishes, including custom bamboo charcoal wall panels that provide architectural richness while enhancing air quality, insulation, and acoustic comfort. Refined built-in millwork, crafted from humidity-resistant materials, delivers both durability and a flawless, tailored aesthetic throughout. Imported Hisa flooring from Israel lends natural sophistication underfoot, while a sleek bioethanol fireplace creates a warm, modern ambiance. The third-floor kitchenette is appointed with premium Bosch appliances, further elevating the functionality of the entertainment level. Residents enjoy access to curated amenities on the first and second floors, complemented by the legendary Ritz-Carlton service experience—offering a seamless blend of privacy, elevated design, and world-class hospitality.
Facts & features
The home at a glance
3
Bedrooms
4.5
Bathrooms
3,699
Sqft
0.02 ac
Lot size
2
Garage
2024
Year built
Three Or More
Levels
$770
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$23,422 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$23,422/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$770 vs $301
Days on market
103 vs 43 typical
Where $770/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Academy Of The Holy Names
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Academy Of The Holy Names — neighborhood snapshot
Population
1,123
Median age
54
Median income
$90,475
Median home value
$624,387
Avg household
2
Households w/ children
79%
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
233 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 161% above the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3020 W SANTIAGO STREET UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,465,000
3115 W FAIR OAKS AVENUE
4 bd · 3.5 ba · 3,750 sqft · $391/sqft · 39 DOM
Sold · Mar ’26$1,775,000
4603 S BARTLETT STREET
4 bd · 4.5 ba · 3,613 sqft · $491/sqft · 4 DOM
Sold · Feb ’26$2,050,000
3215 W FAIR OAKS AVENUE
4 bd · 4 ba · 4,025 sqft · $509/sqft · 195 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3020 W SANTIAGO STREET UNIT 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3020 W SANTIAGO STREET UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3020 W SANTIAGO STREET UNIT 1 FAQs
What would the monthly payment be for 3020 W SANTIAGO STREET UNIT 1?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,422/mo — principal and interest, the actual property-tax bill, the $3,947/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3020 W SANTIAGO STREET UNIT 1?+
The association fee works out to $3,947 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3020 W SANTIAGO STREET UNIT 1?+
The most recent tax bill on record (2025) was $34,409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3020 W SANTIAGO STREET UNIT 1?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $2,850,000, this home is listed about 533% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3020 W SANTIAGO STREET UNIT 1?+
Roosevelt Elementary School (elementary), Plant High School (high), Coleman Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,850,000 runs 161% above the TAMPA 33629 median — but at 3,699 sqft it's also nearly twice the size of the typical Tampa listing.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $3,947/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
103 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Roosevelt Elementary School, Plant High School, Coleman Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Roosevelt Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Bianca Lopez. MLS #TB8504023.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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