
40949 JERRY ROAD, ZEPHYRHILLS, FL, 33540
Active98 days on marketListed May 2, 2026MLS #TB8504086
About this home
40949 JERRY ROAD
5 usable acres in Zephyrhills, Florida, offering the perfect blend of privacy, functionality, and peaceful country living. This beautifully maintained 2016 manufactured home features 3 bedrooms, 2 bathrooms, and an open-concept floor plan designed for comfortable everyday living. Enjoy peaceful mornings from the covered front porch and unwind in the evenings on the expansive rear deck overlooking open pasture, majestic grandfather oak trees, and breathtaking Florida sunsets. Whether you're searching for a horse property, hobby farm, mini farm, homestead, agricultural property, country estate, or private family retreat, this versatile property is ready to accommodate your lifestyle. The property is fully equipped with a large pole barn featuring a tack room, three storage sheds, fenced areas previously used for livestock, and abundant space for horses, cattle, goats, chickens, sheep, pigs, and virtually any type of livestock. There's also plenty of room for gardens, greenhouses, workshops, agricultural projects, ATVs, UTVs, RVs, boats, trailers, heavy equipment, and all your outdoor hobbies. With no HOA, no deed restrictions, and high-and-dry usable acreage, you'll enjoy the freedom to create the lifestyle you've always wanted. Whether you're looking for a self-sufficient homestead, a hobby farm, a home-based business, a place for recreational vehicles, or a property that provides space for multi-generational living, this property offers flexibility that's becoming increasingly difficult to find. The property is Greenbelt eligible, offering the potential for valuable agricultural tax savings, and qualifies for USDA financing, making homeownership even more attainable for eligible buyers. The property is serviced by a private well and septic system, providing the independence many rural property buyers are seeking. Seller believes the property may offer additional parcel division or future development potential; buyer to independently verify all zoning, future land use, parcel configuration, and development opportunities with Pasco County. Conveniently located just minutes from downtown Zephyrhills, shopping, dining, schools, and medical facilities, this property offers the best of both worlds—peaceful rural living with convenient access to modern amenities. Located approximately 15 minutes from Wesley Chapel, 15 minutes from Dade City, 45 minutes from Tampa, and about one hour from Orlando, you'll enjoy easy access to Tampa International Airport, world-class dining, Gulf Coast beaches, major employment centers, and Central Florida attractions while coming home to your own private country retreat. If you've been searching for acreage for sale in Zephyrhills, a Florida horse property, homestead property, country home with land, USDA-eligible home, Greenbelt property, mini farm, hobby farm, or a move-in-ready home on acreage with barns, outbuildings, and room for livestock, this is a rare opportunity you won't want to miss.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,352
Sqft
5 ac
Lot size
2016
Year built
One
Levels
$325
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,050 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,050/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Zephyrhills actives
$325 vs $175
Days on market
98 vs 48 typical
Where $325/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33540 — neighborhood snapshot
Population
11,098
Median age
56.1
Median income
$55,426
Median home value
$120,600
Avg household
2.31
Households w/ children
789
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
187 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 40949 JERRY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$300,000
39946 DAWSON CHASE DRIVE
3 bd · 2 ba · 1,540 sqft · $195/sqft · 73 DOM
Sold · Apr ’26$305,000
39822 HARMON GROVE COURT
4 bd · 2 ba · 1,810 sqft · $169/sqft · 463 DOM
Sold · Apr ’26$550,000
1814 WISE ROAD
4 bd · 2 ba · 2,322 sqft · $237/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 40949 JERRY ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 40949 JERRY ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
40949 JERRY ROAD FAQs
What would the monthly payment be for 40949 JERRY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,050/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 40949 JERRY ROAD?+
The most recent tax bill on record (2025) was $1,269. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $439,900, this home is listed about 36% above the Zephyrhills median of $324,495. The market section on this page shows how the area is trending.
Which schools are assigned to 40949 JERRY ROAD?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Chester W. Taylor Junior Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$439,900 runs 33% above the ZEPHYRHILLS 33540 median.
02Time on market is leverage
98 days on market against a Zephyrhills median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $485,000, now $439,900 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER AQUATERRA REALTY · Chelsea Rose. MLS #TB8504086.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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