6436 CARDINAL DR, CLEARWATER, FL, 33760
Active94 days on marketListed May 1, 2026MLS #TB8504140
About this home
6436 CARDINAL DR
Great family home featuring 3 bedrooms and 1 bath, complete with a formal dining room and a spacious Florida room/den. The split-bedroom floor plan offers added privacy, while ceramic tile flooring runs throughout the home for easy maintenance and a clean, modern look. Situated on a huge, privacy-fenced corner lot, this property is perfect for both relaxing and entertaining. Enjoy the sparkling in-ground pool and unwind under the charming gazebo, ideal for outdoor gatherings. The front of the home welcomes you with a large screened-in porch, perfect for enjoying Florida evenings, and a newly built carport (just 3 months old) adds convenience and value. Major updates include a newer A/C system (2 years old), a roof that’s only 1 year old, and updated windows for improved efficiency. Located in a desirable family neighborhood in Central Pinellas County in Clearwater, this home is just minutes from shopping, restaurants, schools, and beautiful Gulf beaches. Easy to show—this is a Must-See!!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,578
Sqft
0.21 ac
Lot size
1972
Year built
One
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,864 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,864/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12%
$/sqft vs Clearwater actives
$261 vs $216
Days on market
94 vs 55 typical
Where $261/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33760 — neighborhood snapshot
Population
19,486
Median age
37.3
Median income
$59,489
Median home value
$245,800
Avg household
2.18
Households w/ children
1,551
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 136% above the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 6436 CARDINAL DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$49,000
13806 60TH STREET N
3 bd · 2 ba · 1,584 sqft · $31/sqft · 17 DOM
Sold · Aug ’25$575,000
12645 PINEFOREST WAY E
3 bd · 2 ba · 1,587 sqft · $362/sqft · 2 DOM
Sold · Oct ’25$550,000
12661 PINEFOREST WAY E
3 bd · 2 ba · 1,563 sqft · $352/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6436 CARDINAL DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6436 CARDINAL DR — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6436 CARDINAL DR FAQs
What would the monthly payment be for 6436 CARDINAL DR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,864/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6436 CARDINAL DR?+
The most recent tax bill on record (2025) was $1,168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6436 CARDINAL DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $411,900, this home is listed about 50% above the Clearwater median of $274,450. The market section on this page shows how the area is trending.
Which schools are assigned to 6436 CARDINAL DR?+
High Point Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$411,900 runs 136% above the CLEARWATER 33760 median — but at 1,578 sqft it's also 26% larger than the typical Clearwater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $425,000, now $411,900 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 RE CHAMPIONS · Monsy Rivera. MLS #TB8504140.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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