4801 OSPREY DRIVE S UNIT 207, ST PETERSBURG, FL, 33711
Active107 days on marketListed May 3, 2026MLS #TB8504395
About this home
4801 OSPREY DRIVE S UNIT 207
Nestled within the highly sought-after guard-gated waterfront community of Dolphin Cay, this beautifully renovated 2-bedroom, 2-bath condo offers refined coastal living with timeless coastal chic style in the Eleuthera Building. Thoughtfully redesigned from top to bottom, the residence features wide-plank flooring, wider baseboards, crown molding, fresh designer paint, and curated lighting throughout. The open living space has sliders to the private balcony and is enhanced by a stylish dry bar complete with a wine refrigerator, embossed tile accent wall, glass shelving, and granite countertop—ideal for effortless entertaining. A desirable split-bedroom floor plan provides privacy, while the private balcony overlooks a tranquil conservation area with glimpses of Boca Ciega Bay beyond. The custom white kitchen is both elegant and functional, appointed with soft-close cabinetry, designer hardware, under-cabinet lighting, European tile backsplash, and beautiful finishes throughout. Newer Samsung appliances & Bosch dishwasher. Snack bar with pendant lighting overlooks living area. Dining area off kitchen has picture window with a great view. The spacious primary suite is a true retreat, featuring sliding glass doors to the balcony and a dramatic window wall framing peaceful water and nature views. Its reimagined spa-inspired bath offers a dual-sink vanity, illuminated mirrors, and a large walk-in tiled shower with bench seating and frameless glass enclosure. The guest suite is equally inviting, with an updated bath showcasing a tiled shower with glass enclosure, new vanity, and lighted mirror. 2024 new A/C. This exceptional residence is being offered furnished. The Resort Style 88 acre community of Dolphin Cay is 24 hr guard gated with a private beach, 3 heated pools, hot tub, tennis courts, clubhouse, fitness center, billiards, kayak launch & storage area, grill & picnic area. Scenic walking paths. Convieniently close to downtown St Petersburg, St Pete Beach, Ft Desota Park as well as a short drive to I-275, Tampa Airport & all the great venues for our championship sports teams. 2023 all buildings in Dolphin Cay were painted including exterior & all common areas. Call for your private tour today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,435
Sqft
0 ac
Lot size
1
Garage
1995
Year built
One
Levels
$486
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,014 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,014/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.3%
$/sqft vs St Petersburg actives
$486 vs $344
Days on market
107 vs 58 typical
Where $486/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33711 — neighborhood snapshot
Population
18,347
Median age
38.5
Median income
$68,295
Median home value
$253,100
Avg household
2.35
Households w/ children
1,371
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 129% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4801 OSPREY DRIVE S UNIT 207
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$260,000
7200 SUNSHINE SKYWAY LANE S UNIT 4B
2 bd · 2 ba · 1,450 sqft · $179/sqft · 130 DOM
Sold · Jun ’26$429,000
7400 SUNSHINE SKYWAY LANE S UNIT 121
2 bd · 2 ba · 1,315 sqft · $326/sqft · 29 DOM
Sold · Nov ’25$280,000
7100 SUNSHINE SKYWAY LANE S UNIT 302
2 bd · 2 ba · 1,290 sqft · $217/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4801 OSPREY DRIVE S UNIT 207 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4801 OSPREY DRIVE S UNIT 207 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4801 OSPREY DRIVE S UNIT 207 FAQs
What would the monthly payment be for 4801 OSPREY DRIVE S UNIT 207?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,014/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4801 OSPREY DRIVE S UNIT 207?+
The most recent tax bill on record (2025) was $9,982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4801 OSPREY DRIVE S UNIT 207?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $697,000, this home is listed about 60% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4801 OSPREY DRIVE S UNIT 207?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$697,000 runs 129% above the ST PETERSBURG 33711 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $749,700, now $697,000 — a $53K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Belinda Bishop. MLS #TB8504395.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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