3415 RANCH ROAD, VALRICO, FL, 33596
Active90 days on marketListed May 4, 2026MLS #TB8504739
About this home
3415 RANCH ROAD
Beautiful ranch home on ONE Acre in Highly Sought After Valrico Area. The extended driveway and mature trees welcome you to the covered front entryway. Complete with 4 bedrooms, 2 baths: 3,100 square feet of living space and a spacious 1100 SF 2 car side entry garage with 3rd bay for enormous storage. NO HOA. Zero Carpet, all rooms have luxury vinyl plank flooring. The layout is a split plan with the Master suite and TWO walk-in closets separate from the other 3 bedrooms and bonus space. (perfect for separate hangout or homework room). Additionally, there are multiple walk-in closets plus a climate controlled SAFE room with steel door. Oversized laundry room with washer & dryer and storage/folding area. Nestled on 1.09 acres with fully fenced backyard, paver patio in the rear as well as extended paver parking pad at the end of the driveway. Two TVs are being provided by the owner. One in the Kitchen and the other in the Great Room. Additional features about this home include 3 newly installed wireless booster antennas with seamless connection for WIFI throughout. State of the art security cameras that allow viewing of the exterior yard, a 80 gallon electric water heater, water treatment system with water softener, wood burning fireplace, new roof in March 2021, new gutters with leaf guards, belt-driven smart garage door openers. Close to great shopping and restaurants. Easy access to Hwy 301, Crosstown Expressway, I-4 and I-75. Only 30 minutes to Downtown Tampa, Riverwalk/ Armature Works. 40 minutes to Tampa International Airport.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
3,113
Sqft
1.09 ac
Lot size
2
Garage
1995
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs UNPLATTED
$1 vs $305
Days on market
90 vs 34 typical
Where $1/sqft sits among the 177 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
74 of 177
UNPLATTED have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Valrico median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 3415 RANCH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$640,000
6201 BOB HEAD ROAD · same community
4 bd · 2.5 ba · 3,741 sqft · $171/sqft · 102 DOM
Sold · Dec ’25$1,450,000
908 PELOTE CEMETERY ROAD · same community
6 bd · 4.5 ba · 3,982 sqft · $364/sqft · 10 DOM
Sold · Dec ’25$1,185,000
8903 DONNA LU DRIVE · same community
3 bd · 2 ba · 2,106 sqft · $563/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3415 RANCH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3415 RANCH ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3415 RANCH ROAD FAQs
What would the monthly payment be for 3415 RANCH ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $191/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3415 RANCH ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $4,250, this home is listed about 99% below the Valrico median of $474,950. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Valrico market on paper
$4,250 is 99% below the Valrico median of $474,950, and at $1/sqft it sits under the Valrico average of $217.
02Time on market is leverage
90 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $4,400, now $4,250 — a $150 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of YELLOWFIN REALTY · Wendy Cook. MLS #TB8504739.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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