10013 N HOLYOAK TERRACE, DUNNELLON, FL, 34433
Active100 days on marketListed May 4, 2026MLS #TB8504763
About this home
10013 N HOLYOAK TERRACE
Nestled within the heart of a breathtaking rural neighborhood, this enchanting wooded vacant lot offers an unparalleled opportunity to build your dream retreat. A canvas of natural beauty and tranquility, this expansive lot spans 75X195 and boasts an array of mature trees, creating an atmosphere of seclusion and serenity that's truly captivating. Situated within a neighborhood known for its charm. This vacant lot is a rare gem awaiting the vision of its new owner. The gently rolling terrain presents opportunities for creative landscaping, whether you envision a sprawling garden, a winding pathway, or a cozy fire pit. Within a short drive, you will find charming local establishments, from quaint farmers’ markets offering fresh produce to friendly cafes serving up local delicacies. For outdoor recreation, explore nearby hiking trails, fishing spots, and serene picnic areas. Properties in this sought-after neighborhood have demonstrated their investment potential over time. As urban congestion grows, the allure of serene countryside living becomes increasingly valuable, making this vacant wooded lot a smart investment in your future. Discover the magic of rural living and the freedom to create your ideal abode on this wooded vacant lot. Immerse yourself in nature's beauty while staying connected to modern amenities. Don't miss this opportunity to claim your piece of paradise.
Facts & features
The home at a glance
0.34 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$305 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$305/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34433 — neighborhood snapshot
Population
8,218
Median age
45.8
Median income
$70,024
Median home value
$217,100
Avg household
2.63
Households w/ children
696
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the DUNNELLON 34433 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 10013 N HOLYOAK TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$159,000
11125 N WAHOO TRAIL
3 bd · 2 ba · 960 sqft · $166/sqft · 6 DOM
Sold · Sep ’25$159,600
6734 W WILLIS COURT
3 bd · 2 ba · 1,040 sqft · $153/sqft · 16 DOM
Sold · Aug ’25$227,000
11353 N SPRINGVALE TERRACE
3 bd · 2 ba · 1,184 sqft · $192/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 10013 N HOLYOAK TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10013 N HOLYOAK TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10013 N HOLYOAK TERRACE FAQs
What would the monthly payment be for 10013 N HOLYOAK TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $305/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10013 N HOLYOAK TERRACE?+
The most recent tax bill on record (2025) was $73. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $22,000, this home is listed about 93% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10013 N HOLYOAK TERRACE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DUNNELLON 34433 market on paper
$22,000 is 29% below the DUNNELLON 34433 median of $31,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
100 days on market against a Dunnellon median of 41 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Serina Konomos. MLS #TB8504763.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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