3542 CONIFER LOOP, SPRING HILL, FL, 34609
Active80 days on marketListed May 4, 2026MLS #TB8505053
About this home
3542 CONIFER LOOP
COMPLETELY PAID OFF SOLAR PANELS...This is the perfect home If you’ve been looking for a home that actually has the space, upgrades, and location to make life easier… this one is worth a look. Located in the gated community of Pristine Place, this 3-bedroom, 2.5-bath home sits on a large corner lot and offers a layout that just makes sense—plenty of room to spread out, entertain, or simply relax. One of the biggest perks here is that a lot of the major updates are already done for you. The home features a brand-new 50-year shingle roof (January 2025), a new 5-ton AC system (2024), and whole-house solar panels to help keep energy costs down. There’s also a sprinkler system with a private irrigation well, so keeping the yard green doesn’t come with a big water bill. Inside, you’ve got over 2,300 square feet of living space with both formal and casual areas. The formal living and dining rooms are currently set up as a bar and game room, which shows just how flexible the space can be. The 31’ x 20’ 3-car garage gives you plenty of room for cars, storage, or hobbies. Out back is where this home really shines. The screened, heated saltwater pool (with electric heater) and covered lanai with outdoor kitchen create a space you’ll actually use year-round—not just look at. The primary suite offers a true retreat with his and hers walk-in closets, a garden tub, and a separate walk-in shower. There’s also a 4th room/den located just off the primary suite that can easily function as an additional bedroom, office, or gym, depending on your needs. Location-wise, it’s hard to beat. You’re about 2 minutes from Publix, 3 minutes to the Suncoast Parkway, and close to Walmart, restaurants, and everyday essentials. Plus, you’re a short drive from outdoor spots like Weeki Wachee Springs State Park and Hernando Beach for kayaking, boating, and enjoying the water. The community itself offers a clubhouse, pool, fitness center, and tennis courts, all with low HOA fees, no CDD, and no flood zone. This is one of those homes where the big stuff is done, the layout works, and the location makes everyday life easier. It’s not just a house—it’s a place you can settle into right away.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,313
Sqft
0.36 ac
Lot size
3
Garage
2000
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,310 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,310/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.8%
Days on market
80 vs 29 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3542 CONIFER LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3542 CONIFER LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3542 CONIFER LOOP FAQs
What would the monthly payment be for 3542 CONIFER LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,310/mo — principal and interest, the actual property-tax bill, the $77/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3542 CONIFER LOOP?+
The association fee works out to $77 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3542 CONIFER LOOP?+
The most recent tax bill on record (2025) was $3,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3542 CONIFER LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $439,000, this home is listed about 27% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3542 CONIFER LOOP?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$439,000 runs 29% above the SPRING HILL 34609 median — but at 2,313 sqft it's also 27% larger than the typical Spring Hill listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
80 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $469,000, now $439,000 — a $30K cut. The full history is in the market section below.
Listing courtesy of EZ CHOICE REALTY · Phil Schaeffer, III. MLS #TB8505053.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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