7544 WHISPERING WIND DRIVE, LAND O LAKES, FL, 34637
Pending96 days on marketListed May 7, 2026MLS #TB8505509
About this home
7544 WHISPERING WIND DRIVE
**Seller is offering a $10,000 concession!** Come check out Wilderness Lake Preserve and this 4 bed 3 bath 3 CAR TANDEM GARAGE home! You'll love the feel of this home with elevated ceilings, an open floor plan, wide foyer and a flex space that includes a bonus room, bedroom and bathroom that could be used as an in-law suite! There's plenty of room in the kitchen for multiple chefs and it opens up to the family room so you can keep eyes on the little ones or TV. Like to entertain? There is plenty of room for large groups with a front living area, lots of space in the family room and a spacious screened in lanai so you can spread out or all hang out together! The primary suite has a CONSERVATION VIEW and the PRIMARY BATHROOM was RENOVATED this year! Big ticket items that have been replaced include the ROOF in 2024, AC in 2022, water heater in 2024 and carpet in three of the bedrooms in 2026. The current owners also had the EXTERIOR PAINTED in 2025, interior painted in 2026 and the dishwasher and disposal were replaced in 2025! For the active lifestyle, there's plenty to do at THE LODGE with a fitness center, lap pool, splash pad, tennis and pickleball courts, playground, FISHING DOCK and more. Plus, there are lots of different activities all throughout the week! Come see this beautiful home in an amazing community!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,795
Sqft
0.21 ac
Lot size
3
Garage
2004
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,061 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,061/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11%
Days on market
96 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wilderness Lake Preserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Wilderness Lake Preserve — neighborhood snapshot
Population
3,488
Median age
50
Median income
$87,401
Median home value
$377,603
Avg household
2
Households w/ children
478
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the LAND O LAKES 34637 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7544 WHISPERING WIND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7544 WHISPERING WIND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7544 WHISPERING WIND DRIVE FAQs
What would the monthly payment be for 7544 WHISPERING WIND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,061/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7544 WHISPERING WIND DRIVE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7544 WHISPERING WIND DRIVE?+
The most recent tax bill on record (2025) was $5,166. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7544 WHISPERING WIND DRIVE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $545,000, this home is listed about 29% above the Land O Lakes median of $423,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7544 WHISPERING WIND DRIVE?+
Connerton Elementary School (elementary), Land O' Lakes High School (high), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$545,000 runs 38% above the LAND O LAKES 34637 median — but at 2,795 sqft it's also 37% larger than the typical Land O Lakes listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
96 days on market against a Land O Lakes median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Connerton Elementary School, Land O' Lakes High School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $570,000, now $545,000 — a $25K cut. The full history is in the market section below.
Listing courtesy of COASTAL PROPERTIES GROUP INTER · Jesse Hoover. MLS #TB8505509.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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