CENTURY 21 Edge
$650,0002 bd2 ba1,660 sqft$392 /sqft$4,214 /mo all-in ↓

4801 OSPREY DRIVE S UNIT 103, ST PETERSBURG, FL, 33711

Active73 days on marketListed Jun 5, 2026MLS #TB8506305

CondominiumOSPREY POINTE AT DOLPHIN CAY

About this home

4801 OSPREY DRIVE S UNIT 103

Resort-Style Coastal Living at Dolphin Cay. With 2 Bedrooms, 2 Bathrooms, a Den/Bonus Room, as well as Under-Building Garage Parking. Welcome to paradise in the highly sought-after, 24-hour guard-gated resort community of Dolphin Cay. Offering an unparalleled blend of natural beauty and upscale amenities, this beautifully laid-out condo delivers the ultimate Florida lifestyle. Step inside and let your eyes be drawn directly to the outdoors. This residence features a full-length balcony spanning the entire width of the unit, accessible via 3 separate sets of sliding glass doors, the perfect spot for catching gentle coastal breezes. Take in tranquil views of the community pond, lush nature preserves, Boca Ciega Bay, Downtown Gulfport, and glimpses of St. Pete Beach. For ultimate peace of mind, the covered porch of the balcony has a screen hurricane shutter. The Living Space is a bright, open-concept living room and dining area featuring durable, easy-to-maintain tile flooring throughout the main areas. The Kitchen provides a countertop workspace, a breakfast bar, stainless steel appliances, and an abundance of storage. The Primary Suit: A spacious retreat featuring a large walk-in closet and its own private sliding glass door entry to the expansive balcony. The en-suite bathroom is beautifully equipped with dual sinks, a walk-in shower, and a separate bathtub. The Guest Wing & Bonus Space: Looking for a potential home office, hobby space, or extra room for hosting visitors? The versatile den/bonus room is the perfect answer. It sits directly across from the guest bathroom and adjacent to the guest bedroom, which offers excellent privacy and a window looking out toward the breezy, open-air hallway. Dolphin Cay is situated on 88 lushly landscaped acres that double as a wildlife preserve. Living here feels like being on a permanent vacation with access to top-tier resort amenities: 3 swimming pools and spas. A fully equipped fitness center and a beautiful clubhouse complete with billiards and card rooms. As well as Lighted tennis courts, a fishing pier, kayak storage/launch, and boardwalk nature trails private beach access, on Boca Ciega Bay. You are just minutes away from some of the country’s top-rated beaches, including Pass-A-Grille, Fort De Soto State Park, and St. Pete Beach. When you crave culture, fine dining, and nightlife, the vibrant energy of Downtown St. Petersburg is just a short drive away, and quick access to I-275 makes travel a breeze. Don't miss your chance to own a piece of paradise in one of St. Petersburg’s premier waterfront communities!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,660

Sqft

0 ac

Lot size

1

Garage

1995

Year built

One

Levels

$392

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionConcrete · Stucco
FoundationPillar/Post/Pier · Stem Wall · Stilt/On Piling
ViewTrees/Woods · Water
FacesEast
ParkingAssigned · Ground Level · Under Building
ExteriorBalcony · Irrigation System · Sidewalk · Sliding Doors · Sprinkler Metered · Tennis Court(s)

Community & fees

Taxes (2025)$3,640/yr
PetsNumber Limit, Yes
CommunityWater Access · Waterfront · Association Recreation - Lease · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · No Truck/RV/Motorcycle Parking · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,214 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$303
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,214/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$303
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$406KedgeAI estimate $626,118 · range $423K$707K$736K

vs edgeAI estimate

+3.8%

$/sqft vs St Petersburg actives

$392 vs $344

Days on market

73 vs 57 typical

Where $392/sqft sits among the 400 St Petersburg actives

142
128 · this home
60
28
11
31
$140–276$276–412$412–548$548–683$683–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 4801 OSPREY DRIVE S UNIT 103

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33711 — neighborhood snapshot

Population

18,347

Median age

38.5

Median income

$68,295

Median home value

$253,100

Avg household

2.35

Households w/ children

1,371

For the school run

Pinellas County School District

MiddleBay Point Middle School★★★★★
ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

234 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 113% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jun 5, 2026Listed at $650,000 · 73 days on market since
1995Built · OSPREY POINTE AT DOLPHIN CAY

Reality check

What actually sold near 4801 OSPREY DRIVE S UNIT 103

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4801 OSPREY DRIVE S UNIT 303Sold · Jan ’26

$610,000

4801 OSPREY DRIVE S UNIT 303 · same community

2 bd · 2 ba · 1,660 sqft · $367/sqft · 102 DOM

4801 OSPREY DRIVE S UNIT 209Sold · Apr ’26

$400,000

4801 OSPREY DRIVE S UNIT 209 · same community

2 bd · 2 ba · 1,785 sqft · $224/sqft · 387 DOM

7200 SUNSHINE SKYWAY LANE S UNIT 4BSold · Oct ’25

$260,000

7200 SUNSHINE SKYWAY LANE S UNIT 4B

2 bd · 2 ba · 1,450 sqft · $179/sqft · 130 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 4801 OSPREY DRIVE S UNIT 103 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4801 OSPREY DRIVE S UNIT 103 — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4801 OSPREY DRIVE S UNIT 103 FAQs

What would the monthly payment be for 4801 OSPREY DRIVE S UNIT 103?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,214/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4801 OSPREY DRIVE S UNIT 103?+

The most recent tax bill on record (2025) was $3,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4801 OSPREY DRIVE S UNIT 103?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $650,000, this home is listed about 49% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4801 OSPREY DRIVE S UNIT 103?+

Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COASTAL PROPERTIES GROUP · Susan Schneider. MLS #TB8506305.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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