125 ISLAND WAY UNIT 403, CLEARWATER, FL, 33767
Active92 days on marketListed May 9, 2026MLS #TB8506435
About this home
125 ISLAND WAY UNIT 403
Exceptional value, best priced unit in the building by a wide margin. Welcome to Dolphin Harbour Condominiums, a stunning waterfront community built in 2023 along the highly sought-after Island Way corridor in the heart of Clearwater Beach. This never-lived-in 4th floor condo offers nearly 1,850 square feet of luxurious living space with breathtaking Intracoastal and marina views. All new in 2023 including roof, HVAC/air conditioning, water heater, elevator, electrical and plumbing systems, all flooring, and appliances. Dolphin Harbor is an exceptional community for boat enthusiasts situated on deep intercoastal waters. The beautifully designed 3-bedroom, 2-bath residence features an open floor plan, wood-look tile flooring throughout, and floor-to-ceiling impact sliding glass doors that fill the home with natural light. The chef’s kitchen is the centerpiece of the home with quartz countertops, a large island with bar seating, stainless steel appliances, abundant wood cabinetry, under-cabinet lighting, and a spacious pantry. The private primary suite offers balcony access, a large walk-in closet, and a spa-inspired en suite bath with dual sinks, quartz countertops, and an oversized seamless glass shower. A split-bedroom layout provides privacy for guests, while the expansive 30-foot balcony overlooks the marina, Intracoastal Waterway, and resort-style heated pool and spa — the perfect setting to enjoy coastal sunsets and waterfront living. Additional highlights include two reserved parking spaces, including one under-building space, interior laundry, and resort-style amenities. Ideally located just minutes from Pier 60, waterfront dining, boutique shopping, Clearwater Marine Aquarium, Sand Key Park, and Caladesi Island State Park, Dolphin Harbour offers the ultimate blend of luxury, convenience, and coastal lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,850
Sqft
1.59 ac
Lot size
2023
Year built
One
Levels
$459
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,369 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,369/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−34.3%
$/sqft vs ISLAND ESTATES OF CLEARWATER
$459 vs $760
Days on market
92 vs 55 typical
Where $459/sqft sits among the 9 homes for sale in ISLAND ESTATES OF CLEARWATER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $306K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
6 of 9
ISLAND ESTATES OF CLEARWATER have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 ISLAND WAY UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,275,000
230 MIDWAY ISLAND · same community
3 bd · 2 ba · 1,740 sqft · $733/sqft · 8 DOM
Sold · Jan ’26$1,500,000
13 WINDWARD ISLAND · same community
3 bd · 2 ba · 1,667 sqft · $900/sqft · 0 DOM
Sold · Mar ’26$900,000
767 ISLAND WAY · same community
4 bd · 3 ba · 2,448 sqft · $368/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 125 ISLAND WAY UNIT 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 ISLAND WAY UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
125 ISLAND WAY UNIT 403 FAQs
What would the monthly payment be for 125 ISLAND WAY UNIT 403?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,369/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 125 ISLAND WAY UNIT 403?+
The most recent tax bill on record (2024) was $15,639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 125 ISLAND WAY UNIT 403?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $850,000, this home is listed about 209% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 125 ISLAND WAY UNIT 403?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$850,000 runs 55% above the CLEARWATER 33767 median — but at 1,850 sqft it's also 46% larger than the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Tamra Camilleri. MLS #TB8506435.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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