CENTURY 21 Edge
$185,000$230,0004 bd2 ba1,680 sqft$110 /sqft$1,391 /mo all-in ↓

3642 KALMAN DRIVE, ZEPHYRHILLS, FL, 33541

Active94 days on marketListed May 9, 2026MLS #TB8506841

Priced 43% below the ZEPHYRHILLS 33541 medianReduced $45KManufactured HomeZEPHYRYHILLS COLONY CO LANDS

About this home

3642 KALMAN DRIVE

Spacious 4-bedroom, 2-bath home situated on a private .87-acre lot at the end of a quiet dead-end street, offering peaceful country living while still being conveniently close to shopping, dining, healthcare, entertainment, and everyday conveniences. Features include a spacious family room, open kitchen with dining area, combined living and dining space, indoor laundry room, and a spacious primary suite with private bath. The roof was replaced on 9/3/2024, adding value and peace of mind for future owners. The fully fenced property provides plenty of room for RVs, boats, work vehicles, and additional recreational toys with no HOA or deed restrictions. A cast iron stove, which conveys with the property, adds character and charm to the home. The property also features a detached mother-in-law suite offering a small but comfortable space for guests or visitors. Home needs a little TLC, including flooring updates and outdated appliances, giving buyers a great opportunity to renovate and customize to their own vision. Central A/C is currently not working. Excellent investment or fixer-upper opportunity with plenty of potential to make this property your own. CASH ONLY sale. Property being sold AS-IS.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,680

Sqft

0.87 ac

Lot size

1998

Year built

One

Levels

$110

Per sqft

Negotiable

Inside

FlooringVinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingWall/Window Unit(s)
HeatingWall Units / Window Unit
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesSouth
ExteriorOther · Private Yard

Community & fees

Taxes (2025)$725/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,391 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property tax — 2025 actual bill$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,475
Interest rate6.00%
Loan term

Estimated payment

$1,391/mo

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property taxes (actual bill)$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $185K
$178KedgeAI estimate $263,964 · range $212K$287K$298K

vs edgeAI estimate

−29.9%

$/sqft vs Zephyrhills actives

$110 vs $175

Days on market

94 vs 49 typical

Where $110/sqft sits among the 400 Zephyrhills actives

52 · this home
70
85
87
58
48
$108–131$131–154$154–178$178–201$201–224$224+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Zephyrhills

Map of 3642 KALMAN DRIVE

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)50 min
Walt Disney World71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

ZEPHYRHILLS 33541 — neighborhood snapshot

Population

23,913

Median age

57.8

Median income

$55,556

Median home value

$111,300

Avg household

2.21

Households w/ children

1,812

For the school run

Pasco County School District

ElementaryChester W. Taylor Junior Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★
HighZephyrhills High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$331K$340K

Zephyrhills median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

185 of 400

Zephyrhills actives have cut their price

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →

Paper trail

This home's history

CurrentPrice reduced to $185,000 $45K
May 9, 2026Listed at $230,000 · 94 days on market since
1998Built · ZEPHYRYHILLS COLONY CO LANDS

Reality check

What actually sold near 3642 KALMAN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

35718 DURAND COURTSold · Jan ’26

$359,990

35718 DURAND COURT

3 bd · 2 ba · 1,672 sqft · $215/sqft · 40 DOM

2623 HARDIN WAYSold · Aug ’25

$336,990

2623 HARDIN WAY

3 bd · 2 ba · 1,584 sqft · $213/sqft · 0 DOM

2363 BENDER DRIVESold · Jul ’26

$372,490

2363 BENDER DRIVE

3 bd · 2 ba · 1,560 sqft · $239/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3642 KALMAN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3642 KALMAN DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3642 KALMAN DRIVE FAQs

What would the monthly payment be for 3642 KALMAN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,391/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3642 KALMAN DRIVE?+

The most recent tax bill on record (2025) was $725. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Zephyrhills?+

At $185,000, this home is listed about 42% below the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3642 KALMAN DRIVE?+

Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER AQUATERRA REALTY · Albert Fava IV. MLS #TB8506841.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3642 KALMAN DRIVE, ZEPHYRHILLS, FL — 4 Bed, 2 Bath — $185,000 | CENTURY 21 Edge