CENTURY 21 Edge
$350,0004 bd2 ba1,828 sqft$191 /sqft$2,794 /mo all-in ↓

5946 SHINGLE CREEK ROAD, LAKELAND, FL, 33811

Active100 days on marketListed May 8, 2026MLS #TB8506842

WaterfrontSingle Family ResidenceRIVERSTONE PHASE 2 PB

About this home

5946 SHINGLE CREEK ROAD

Built in 2021, this 4-bedroom, 2-bath D.R. Horton Cali model in Riverstone sits on a PREMIUM LOT backing to a pond and nature preserve with NO REAR NEIGHBORS. Enjoy open views, abundant wildlife, added privacy, and even a front-row seat to Lakeland's annual Sun 'n Fun Airshow from your own backyard. The exterior has also been freshly repainted, giving the home a crisp, updated look. Inside, you're welcomed by a foyer with arched doorways that open into a bright, airy layout. The kitchen, dining, and living areas flow seamlessly together, making the home perfect for both entertaining and everyday living. The kitchen features a large granite island, gray shaker cabinets, stainless steel appliances, and a walk-in pantry. Sliding glass doors lead to the covered, screened lanai where you can relax, enjoy the preserve views, and appreciate the privacy that makes this homesite so special. The split-bedroom floor plan keeps the primary suite privately tucked away at the rear of the home. The spacious owner's suite features an en-suite bath with a dual granite vanity, stall shower, private water closet, and TWO WALK-IN CLOSETS. On the opposite side of the home, two bedrooms share a full bath, while the fourth bedroom, currently used as a home office, offers flexibility for today's lifestyle. Additional features include a dedicated interior laundry room with Maytag washer and dryer included, Smart Home Technology with Amazon Echo Dot, video doorbell, security system, Honeywell app-controlled thermostat, plus a two-car garage with attic storage. With a LOW HOA OF JUST $100 PER YEAR, residents enjoy access to two community pools, clubhouse, playground, and dog park. Conveniently located near shopping, dining, major highways, downtown Lakeland, and an easy drive to both Tampa and Orlando. Not in a Flood Zone AND MOVE-IN READY!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,828

Sqft

0.13 ac

Lot size

2

Garage

2021

Year built

One

Levels

$191

Per sqft

WaterfrontTrees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Humidity Control
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesSoutheast
ParkingDriveway
ExteriorIrrigation System · Lighting · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$8/mo
Taxes (2025)$4,934/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,794 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$411
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,794/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$411
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $358,648 · range $352K$362K$376K

vs edgeAI estimate

−2.4%

$/sqft vs Lakeland actives

$191 vs $193

Days on market

100 vs 45 typical

Where $191/sqft sits among the 400 Lakeland actives

69
130 · this home
103
54
20
24
$126–160$160–193$193–227$227–260$260–294$294+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 5946 SHINGLE CREEK ROAD

Drive times from this address

Downtown Tampa43 min
Tampa Int’l Airport (TPA)56 min
Walt Disney World61 min
Universal Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33811 — neighborhood snapshot

Population

28,456

Median age

36.7

Median income

$85,821

Median home value

$289,800

Avg household

2.78

Households w/ children

3,489

For the school run

Polk County School District

ElementaryMedulla Elementary School★★★★
MiddleLakeland Highlands Middle School★★★★★
HighGeorge W. Jenkins Senior High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$316K$325K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

221 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the LAKELAND 33811 median. See the full Lakeland market guide →

Paper trail

This home's history

May 8, 2026Listed at $350,000 · 100 days on market since
2021Built · RIVERSTONE PHASE 2 PB

Reality check

What actually sold near 5946 SHINGLE CREEK ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6260 DOLOSTONE DRIVESold · Mar ’26

$330,000

6260 DOLOSTONE DRIVE

4 bd · 2 ba · 1,836 sqft · $180/sqft · 4 DOM

6706 CARRIAGE LANESold · Dec ’25

$339,000

6706 CARRIAGE LANE

3 bd · 2 ba · 1,845 sqft · $184/sqft · 127 DOM

6572 FORESTWOOD DRIVE WSold · Mar ’26

$435,000

6572 FORESTWOOD DRIVE W

3 bd · 2.5 ba · 1,808 sqft · $241/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 5946 SHINGLE CREEK ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5946 SHINGLE CREEK ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5946 SHINGLE CREEK ROAD FAQs

What would the monthly payment be for 5946 SHINGLE CREEK ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,794/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5946 SHINGLE CREEK ROAD?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5946 SHINGLE CREEK ROAD?+

The most recent tax bill on record (2025) was $4,934. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5946 SHINGLE CREEK ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $350,000, this home is listed about 3% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5946 SHINGLE CREEK ROAD?+

Medulla Elementary School (elementary), Lakeland Highlands Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Anna Lieggi. MLS #TB8506842.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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