8907 SW 104TH CIRCLE, OCALA, FL, 34481
Active77 days on marketListed May 18, 2026MLS #TB8507267
About this home
8907 SW 104TH CIRCLE
Welcome to Avalon Phase 7 in the beautiful 55 and over On Top of the World. This world class premier development in the wonderful city of Ocala Florida know as the Horse Capital of the World. This home is immaculate with 2 bedrooms and a den/study room that could be converted to a 3rd bedroom and 2 full baths. There is also a large screened lanai. The garage holds 2 cars with extra area for tinkering. The amenities here are countless and everything is right at your fingertips with golf cart access to two shopping centers with restaurants galore. When entering this beautiful home you will be greeted with high ceilings, plantation shutters, beautiful tile flooring throughout, and crown molding and a ceiling fan in a separate sitting area. The kitchen has stainless steel appliances and gas stove and disposal and a walk in pantry, stunning breakfast bar with quarts countertops and glass tile backsplash. There is a slider that opens is a very large screened in lanai (225 sf) for your morning cup of coffee or your relaxing evening choice of beverage. The master suite is large with duel sinks and quarts countertops and large glass shower with seat and a large walk in closet. There is also entry to the laundry room from the master suite area. All this plus duel pain windows, painted garage floor with room for golf cart, termite protection around the exterior of home and gutters and sprinkler system. Direct TV (Bridgenet Communications) and water and sewer service ( Bay Laurel Center Community Development). Priced to Sell!! Furniture is negotiable.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,983
Sqft
0.22 ac
Lot size
2
Garage
2021
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,232 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,232/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.4%
$/sqft vs Ocala actives
$176 vs $184
Days on market
77 vs 43 typical
Where $176/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
146 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8907 SW 104TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$375,000
10140 SW 106TH CIRCLE
2 bd · 2 ba · 2,019 sqft · $186/sqft · 59 DOM
Sold · Jun ’26$382,490
10073 SW 106TH CIRCLE
2 bd · 2 ba · 2,019 sqft · $189/sqft · 201 DOM
Sold · May ’26$358,500
10045 SW 106TH CIRCLE
2 bd · 2 ba · 2,019 sqft · $178/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8907 SW 104TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8907 SW 104TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8907 SW 104TH CIRCLE FAQs
What would the monthly payment be for 8907 SW 104TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,232/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8907 SW 104TH CIRCLE?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8907 SW 104TH CIRCLE?+
The most recent tax bill on record (2025) was $4,361. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8907 SW 104TH CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $349,900, this home is listed about 17% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8907 SW 104TH CIRCLE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY INC. · Delia Scallion. MLS #TB8507267.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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