1275 PALM STREET, CLEARWATER, FL, 33755
Active92 days on marketListed May 11, 2026MLS #TB8507393
About this home
1275 PALM STREET
Step inside this beautiful 3 bedroom, 2 bath home in clearwater florida. Every inch of this home has been refreshed, featuring modern flooring and premium finishes. The expansive, private backyard is perfect for hosting, outdoor dining, or lounging under the Florida sun. Enjoy the best of both worlds located just 10 minutes from the award-winning Clearwater Beach and a quick 5 minute drive to the vibrant boutiques and breweries of Downtown Dunedin. Located in a sought-after area with access to highly-rated school zones, making it an ideal choice for families. This property offers total peace of mind with NO HOA restrictions and is situated in a Non-Flood Zone. Perfect for those who demand both comfort and sophistication. A brand new roof, AC, tankless water heater, and appliances.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,064
Sqft
0.12 ac
Lot size
1955
Year built
One
Levels
$399
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,346 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,346/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.5%
$/sqft vs Clearwater actives
$399 vs $227
Days on market
92 vs 55 typical
Where $399/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $312K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1275 PALM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$345,000
1271 BERMUDA STREET · same community
2 bd · 1.5 ba · 1,658 sqft · $208/sqft · 21 DOM
Sold · Aug ’25$370,000
1416 MURRAY AVENUE
3 bd · 1 ba · 1,068 sqft · $346/sqft · 71 DOM
Sold · Apr ’26$328,500
1607 STEVENSONS DRIVE
3 bd · 2 ba · 1,055 sqft · $311/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1275 PALM STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1275 PALM STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1275 PALM STREET FAQs
What would the monthly payment be for 1275 PALM STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,346/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1275 PALM STREET?+
The most recent tax bill on record (2025) was $5,954. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $425,000, this home is listed about 55% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1275 PALM STREET?+
Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$425,000 runs 15% above the CLEARWATER 33755 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $430,000, now $425,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Meadoe Solomon. MLS #TB8507393.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 1275 PALM STREET but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Yumiko to ping you on any price or status change →