CENTURY 21 Edge
Short-Term Rental Eligible
$278,900$324,9003 bd2 ba1,176 sqft$237 /sqft$2,252 /mo all-in ↓

8439 RADIO LANE, TAMPA, FL, 33619

Active96 days on marketListed May 11, 2026MLS #TB8507531

Priced 7% below the TAMPA 33619 medianReduced $46KSingle Family ResidencePROVIDENCE POINTE

About this home

8439 RADIO LANE

8439 Radio Ln welcomes you home with charm, comfort, and endless potential! This quaint 3-bedroom, 2-bath starter home, originally the neighborhood’s model home built in 2011, is nestled in a quiet community just minutes from the Florida State Fairgrounds. Inside, you’ll find an open-concept floor plan featuring low-profile carpet and ceramic tile flooring throughout. The spacious kitchen offers a breakfast bar, solid wood cabinetry, white appliances, and a cozy eat-in kitchen area perfect for gathering with family and friends. Convenient laundry closet with washer and dryer connections included. With a little cosmetic updating and creative vision, this hidden gem can easily be transformed into the perfect family home for years and generations to come! Located in Unincorporated Hillsborough County.I4

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,176

Sqft

0.11 ac

Lot size

2011

Year built

One

Levels

$237

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorLiving Room/Dining Room Combo
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame (FSC Certified)
FoundationSlab
FacesNorth
ExteriorRain Gutters

Community & fees

HOA fee$55/mo
Taxes (2025)$3,262/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,252 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property tax — 2025 actual bill$272
HOA fee — from the listing$55
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,762Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,762
Interest rate6.00%
Loan term

Estimated payment

$2,252/mo

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$272
HOA / condo fee$55
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $279K
$268KedgeAI estimate $348,113 · range $308K$372K$387K

vs edgeAI estimate

−19.9%

$/sqft vs Tampa actives

$237 vs $300

Days on market

96 vs 42 typical

Where $237/sqft sits among the 400 Tampa actives

222 · this home
100
35
11
10
22
$154–321$321–487$487–654$654–820$820–987$987+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Providence, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityProvidence
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,250/mo median

MarketTampa
Annual gross at median$27,000
Gross yield on this price9.7%
Homes for rent right now1,125

Live Tampa rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Providence

Map of 8439 RADIO LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa13 min
Tampa Int’l Airport (TPA)24 min
Walt Disney World65 min
Universal Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Providence is a short-term-rental community. See the full guide →

TAMPA 33619 — neighborhood snapshot

Population

40,302

Median age

33.4

Median income

$63,193

Median home value

$220,300

Avg household

2.67

Households w/ children

4,737

For the school run

Hillsborough County School District

HighBrandon High School★★★★
ElementaryKenly Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

230 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the TAMPA 33619 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $278,900 $46K
May 11, 2026Listed at $324,900 · 96 days on market since
2011Built · PROVIDENCE POINTE

Reality check

What actually sold near 8439 RADIO LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3508 ACORN STREETSold · Oct ’25

$315,000

3508 ACORN STREET

4 bd · 1 ba · 1,170 sqft · $269/sqft · 63 DOM

4126 KEY THATCH DRIVESold · Jul ’26

$213,000

4126 KEY THATCH DRIVE

2 bd · 2.5 ba · 1,193 sqft · $179/sqft · 112 DOM

3613 WISPERBREATH LANESold · Jun ’26

$310,000

3613 WISPERBREATH LANE

3 bd · 1 ba · 1,196 sqft · $259/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frantreshia Miller

Your agent

Frantreshia Miller

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8439 RADIO LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8439 RADIO LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8439 RADIO LANE FAQs

What would the monthly payment be for 8439 RADIO LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,252/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8439 RADIO LANE?+

The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8439 RADIO LANE?+

The most recent tax bill on record (2025) was $3,262. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 8439 RADIO LANE be rented short-term?+

Yes — this home sits inside Providence, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 8439 RADIO LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $278,900, this home is listed about 38% below the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8439 RADIO LANE?+

Brandon High School (high), Kenly Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the TAMPA 33619 market on paper

$278,900 is 7% below the TAMPA 33619 median of $299,999, and at $237/sqft it sits under the Tampa average of $345.

02Zoned for nightly rentals

Providence is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

96 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $324,900, now $278,900 — a $46K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Angela Julian PA. MLS #TB8507531.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8439 RADIO LANE, TAMPA, FL — 3 Bed, 2 Bath — $278,900 | CENTURY 21 Edge