
26 ROYAL PALM CIRCLE, LARGO, FL, 33778
Pending84 days on marketListed May 12, 2026MLS #TB8507654
About this home
26 ROYAL PALM CIRCLE
Here is the perfect pet location within the protective confines of Palm Hill Mobile Home Park, a 55+ community where each day feels like a vacation. This charming two bed, two bath manufactured home boasts a generous screened porch overlooking an expansive backyard. What a perfect spot for you and your furry friend to enjoy restful days. From golf outings, tennis, pickleball, bocce ball, shuffleboard, pools, jacuzzies, to clubhouse dances, there are many opportunities to make new friends. The community has one reasonable monthly fee of $594 which includes water, trash removal, lawn care, cable and internet. The front kitchen is well laid out and has front bay windows, refaced cabinets, quartz counter tops, updated sink and faucet, range, overhead microwave, refrigerator and dishwasher. One of the countertops has plenty of room for quick lunches or snacks. There are ample upper and lower cabinet space and an additional storage cabinet. Behind the kitchen is the sit-down dining room. Floors here and throughout most of the home are laminate with plywood sub floors. Most of the furniture will stay for the new owners. Across from the dining area is the living room. Windows on either side of the living area have been updated and are double pane. Decorative molding throughout the interior gives a finished touch. French doors lead to the front bonus family room with tile floors. Front windows and an exit door make it easy to visit neighbors. The primary bedroom is situated in the back. This is attractively laid out with two generous size closets, attractive Haverty furniture, and an additional closet leading into the ensuite bath area. This special bedroom is open to its own private suite which could also be used as a den area. French doors lead to the exceptional enclosed screen room with its superb private backyard beyond. The smaller guest bedroom is nearer to the living area and has adequate closet space. Both baths have tile floors. The ensuite has a large counter vanity area and a door leading to the toilet and shower while the guest bath has a tub with shower. This well laid out pet area home is move -in ready. Most furniture will stay except for a Grandfather clock and special wall hangings. Light siding, front windows framed by manicured bushes and side trimmings along the carport emphasize the exterior. The carport posts are updated and there is an attractive decorative kitchen door. The home, shed and carport have an AMS roof over. At the end of the carport there is a door leading into the utility shed. This area is divided into two sections with the first part being a storage space and beyond an opening leading to the space with washer, dryer, and soaking sink. Plenty of space here. Note also there is a door from the screened room leading inside to the shed. A three-ton air conditioner was installed in 2024. To see this fine property please call for a quick appointment before it is gone. A share is included in the price.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,164
Sqft
0 ac
Lot size
1979
Year built
One
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,764 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,764/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.8%
Days on market
84 vs 52 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Palm Hill — neighborhood snapshot
Population
1,485
Median age
61
Median income
$56,382
Median home value
$129,997
Avg household
2
Households w/ children
82%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 26 ROYAL PALM CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 26 ROYAL PALM CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
26 ROYAL PALM CIRCLE FAQs
What would the monthly payment be for 26 ROYAL PALM CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,764/mo — principal and interest, the actual property-tax bill, the $595/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 26 ROYAL PALM CIRCLE?+
The association fee works out to $595 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 26 ROYAL PALM CIRCLE?+
The most recent tax bill on record (2025) was $338. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 26 ROYAL PALM CIRCLE?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $154,900, this home is listed about 48% below the Largo median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 26 ROYAL PALM CIRCLE?+
Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LARGO 33778 market on paper
$154,900 is 11% below the LARGO 33778 median of $174,950, and at $133/sqft it sits under the Largo average of $255.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $595/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $179,900, now $154,900 — a $25K cut. The full history is in the market section below.
Listing courtesy of COLDWELL BANKER PICKETT FENCES REALTY · Pam Raymond. MLS #TB8507654.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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