CENTURY 21 Edge
Pending
$154,900$179,9002 bd2 ba1,164 sqft$133 /sqft$1,764 /mo all-in ↓

26 ROYAL PALM CIRCLE, LARGO, FL, 33778

Pending84 days on marketListed May 12, 2026MLS #TB8507654

Priced 11% below the LARGO 33778 medianReduced $25KFully furnishedManufactured HomePALM HILL MOBILE HOME PARK UNREC

About this home

26 ROYAL PALM CIRCLE

Here is the perfect pet location within the protective confines of Palm Hill Mobile Home Park, a 55+ community where each day feels like a vacation. This charming two bed, two bath manufactured home boasts a generous screened porch overlooking an expansive backyard. What a perfect spot for you and your furry friend to enjoy restful days. From golf outings, tennis, pickleball, bocce ball, shuffleboard, pools, jacuzzies, to clubhouse dances, there are many opportunities to make new friends. The community has one reasonable monthly fee of $594 which includes water, trash removal, lawn care, cable and internet. The front kitchen is well laid out and has front bay windows, refaced cabinets, quartz counter tops, updated sink and faucet, range, overhead microwave, refrigerator and dishwasher. One of the countertops has plenty of room for quick lunches or snacks. There are ample upper and lower cabinet space and an additional storage cabinet. Behind the kitchen is the sit-down dining room. Floors here and throughout most of the home are laminate with plywood sub floors. Most of the furniture will stay for the new owners. Across from the dining area is the living room. Windows on either side of the living area have been updated and are double pane. Decorative molding throughout the interior gives a finished touch. French doors lead to the front bonus family room with tile floors. Front windows and an exit door make it easy to visit neighbors. The primary bedroom is situated in the back. This is attractively laid out with two generous size closets, attractive Haverty furniture, and an additional closet leading into the ensuite bath area. This special bedroom is open to its own private suite which could also be used as a den area. French doors lead to the exceptional enclosed screen room with its superb private backyard beyond. The smaller guest bedroom is nearer to the living area and has adequate closet space. Both baths have tile floors. The ensuite has a large counter vanity area and a door leading to the toilet and shower while the guest bath has a tub with shower. This well laid out pet area home is move -in ready. Most furniture will stay except for a Grandfather clock and special wall hangings. Light siding, front windows framed by manicured bushes and side trimmings along the carport emphasize the exterior. The carport posts are updated and there is an attractive decorative kitchen door. The home, shed and carport have an AMS roof over. At the end of the carport there is a door leading into the utility shed. This area is divided into two sections with the first part being a storage space and beyond an opening leading to the space with washer, dryer, and soaking sink. Plenty of space here. Note also there is a door from the screened room leading inside to the shed. A three-ton air conditioner was installed in 2024. To see this fine property please call for a quick appointment before it is gone. A share is included in the price.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,164

Sqft

0 ac

Lot size

1979

Year built

One

Levels

$133

Per sqft

Furnished55+ communityPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofRoof Over
ConstructionMetal Frame · Vinyl Siding
FoundationPillar/Post/Pier
FacesNorth
ExteriorRain Gutters · Sidewalk

Community & fees

HOA fee$595/mo
Taxes (2025)$338/yr
PetsNumber Limit, Size Limit, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Golf Carts OK · Golf · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,764 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$912
FHA mortgage insurance (est.)$69
Property tax — 2025 actual bill$28
HOA fee — from the listing$595
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,422Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,422
Interest rate6.00%
Loan term

Estimated payment

$1,764/mo

Principal & interest$912
FHA mortgage insurance (est.)$69
Property taxes (actual bill)$28
HOA / condo fee$595
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $155K
$117KedgeAI estimate $133,713 · range $121K$165K$171K

vs edgeAI estimate

+15.8%

Days on market

84 vs 52 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Hill

Map of 26 ROYAL PALM CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Palm Hill — neighborhood snapshot

Population

1,485

Median age

61

Median income

$56,382

Median home value

$129,997

Avg household

2

Households w/ children

82%

For the school run

Pinellas County School District

MiddleLargo Middle School★★★★★
HighLargo High School★★★★★
ElementarySouthern Oak Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$340K$326K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% below the LARGO 33778 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $154,900 $25K
May 12, 2026Listed at $179,900 · 84 days on market since
1979Built · PALM HILL MOBILE HOME PARK UNREC

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 26 ROYAL PALM CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 26 ROYAL PALM CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

26 ROYAL PALM CIRCLE FAQs

What would the monthly payment be for 26 ROYAL PALM CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,764/mo — principal and interest, the actual property-tax bill, the $595/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 26 ROYAL PALM CIRCLE?+

The association fee works out to $595 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 26 ROYAL PALM CIRCLE?+

The most recent tax bill on record (2025) was $338. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 26 ROYAL PALM CIRCLE?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $154,900, this home is listed about 48% below the Largo median of $299,999. The market section on this page shows how the area is trending.

Which schools are assigned to 26 ROYAL PALM CIRCLE?+

Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the LARGO 33778 market on paper

$154,900 is 11% below the LARGO 33778 median of $174,950, and at $133/sqft it sits under the Largo average of $255.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Know the monthly fee

The association fee is $595/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $179,900, now $154,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER PICKETT FENCES REALTY · Pam Raymond. MLS #TB8507654.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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