4114 W OLIVE STREET, TAMPA, FL, 33616
Active92 days on marketListed May 14, 2026MLS #TB8508512
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Upcoming open house
Sat, Aug 15
10:00 AM – 12:00 PM
About this home
4114 W OLIVE STREET
This bright and open-concept BLOCK home is ready for you to move in. NO FLOOD ZONE here. Unlike a typical investor flip, this home was not originally intended to be sold. The owner invested significantly in high-quality upgrades for personal enjoyment. The interior features beautiful vinyl oak plank flooring throughout. The kitchen boasts stunning quartz countertops, modern updated cabinets, stainless steel appliances, and a large island with pendant lighting, creating a stylish and functional space. A spacious walk-in pantry adds convenient storage. Just off the kitchen is the master bedroom, accented with wood beams that add depth, warmth, and a cozy ambiance. The attached master bathroom features a walk-in frameless glass shower, a freestanding elegant bathtub, dual sinks, and a water closet. The master suite also includes a generous walk-in closet. Two additional bedrooms are separated from the master, each with surprisingly large closets to meet all your storage needs. The second bathroom has been completely updated with modern finishes, offering a fresh and contemporary look. Step outside to a fully fenced backyard with lush, all-year-round green turf. An 18x20 multi-purpose steel shed with a solid foundation and electricity provides extra storage or workspace. Recent upgrades include a newer TPO roof (2024), HVAC system (2016), tankless water heater (2023), hurricane proof windows, new ductwork, security system, and a top-of-the-line non-electric Kinetico 2022 water system, ensuring high water quality throughout the home. This high and dry property requires no flood insurance, and there are no CDD or HOA fees. NO FLOODING HERE. Located less than 10 minutes from MacDill Air Force Base, with easy access to Crosstown, Gandy Bridge, Veterans Expressway, I-275, and Tampa International Airport, offering quick commutes to shopping, dining, hospitals, entertainment, and downtown Tampa. Don’t miss the opportunity to own this fully updated gem in one of Tampa’s desirable neighborhoods. Schedule you’re showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,361
Sqft
0.14 ac
Lot size
1958
Year built
One
Levels
$338
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,627 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,627/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16%
$/sqft vs BAY BREEZE
$338 vs $405
Days on market
92 vs 43 typical
Where $338/sqft sits among the 7 homes for sale in BAY BREEZE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gandy/sun Bay South
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Gandy/sun Bay South — neighborhood snapshot
Population
21,434
Median age
39
Median income
$80,354
Median home value
$420,811
Avg household
2
Households w/ children
1,986
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
2 of 7
BAY BREEZE have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the TAMPA 33616 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4114 W OLIVE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$526,500
4108 W MARIETTA STREET · same community
3 bd · 2 ba · 1,340 sqft · $393/sqft · 3 DOM
Sold · Aug ’26$365,000
4016 W MONTGOMERY TERRACE · same community
3 bd · 1 ba · 1,200 sqft · $304/sqft · 48 DOM
Sold · Jan ’26$390,000
4008 W OLIVE STREET · same community
3 bd · 2 ba · 1,152 sqft · $339/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 4114 W OLIVE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4114 W OLIVE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4114 W OLIVE STREET FAQs
What would the monthly payment be for 4114 W OLIVE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,627/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4114 W OLIVE STREET?+
The most recent tax bill on record (2025) was $6,671. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $460,000, this home is listed about 2% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4114 W OLIVE STREET?+
Lanier Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
92 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Lanier Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lanier Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $479,000, now $460,000 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Jessica Malinowski. MLS #TB8508512.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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