CENTURY 21 Edge
$167,000$173,0002 bd2 ba912 sqft$183 /sqft$1,398 /mo all-in ↓

4033 DREAM OAK PLACE UNIT 101, TAMPA, FL, 33613

Active90 days on marketListed May 15, 2026MLS #TB8508970

Reduced $6KCondominiumNORTH OAKS CONDO

About this home

4033 DREAM OAK PLACE UNIT 101

Conveniently located ground floor condo with access to everything Tampa has to enjoy. Inside, you’ll find an inviting open layout with a bright living room and a cozy wood burning fireplace, the dining room has a beautiful stained glass ligth fixture. You also have a functional kitchen with a new smooth-top range and a new microwave (2025); two comfortable bedrooms designed for relaxation, laminate flooring in living room, dining room and bedrooms; freshly painted inside, and a new A/C unit (2025). This unit has an entry screened patio with additional storage space and washer and dryer hook-up. Enjoy the beautiful view of surrounding oak trees from inside or outside of this ground corner unit. The seller will convey a (1) year home warranty to buyer at closing. You can enjoy the sparkling community pool and tennis courts. Minutes away from USF, Moffitt Cancer Center, Advent Health Hopsital, VA Hospital, I-75, I-275, top medical centers, Busch Gardens, Adventure Island, parks, shopping, restaurants, and everyday essentials. Don't miss the opportunity of owning this condo.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

912

Sqft

0 ac

Lot size

1984

Year built

One

Levels

$183

Per sqft

FireplacePets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesMicrowave · Range
InteriorCeiling Fan(s)
LaundryOutside · Same Floor As Condo Unit
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionConcrete
FoundationSlab
FacesEast
ExteriorTennis Court(s)

Community & fees

Taxes (2025)$2,168/yr
PetsYes
CommunityPool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,398 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$983
FHA mortgage insurance (est.)$74
Property tax — 2025 actual bill$181
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,845Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,845
Interest rate6.00%
Loan term

Estimated payment

$1,398/mo

Principal & interest$983
FHA mortgage insurance (est.)$74
Property taxes (actual bill)$181
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $167K
$134KedgeAI estimate $142,630 · range $140K$150K$174K

vs edgeAI estimate

+17.1%

$/sqft vs Tampa actives

$183 vs $299

Days on market

90 vs 43 typical

Where $183/sqft sits among the 400 Tampa actives

218 · this home
102
31
15
10
24
$154–313$313–472$472–631$631–789$789–948$948+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside University

Map of 4033 DREAM OAK PLACE UNIT 101 inside its neighborhood boundary

Drive times from this address

Downtown Tampa18 min
Tampa Int’l Airport (TPA)29 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

University — neighborhood snapshot

Population

58,530

Median age

33

Median income

$34,230

Median home value

$44,919

Avg household

2

Households w/ children

4,879

For the school run

Hillsborough County School District

ElementaryMiles Elementary School★★★★★
MiddleBuchanan Middle School★★★★
HighGaither High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

219 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the TAMPA 33613 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $167,000 $6K
May 15, 2026Listed at $173,000 · 90 days on market since
1984Built · NORTH OAKS CONDO

Reality check

What actually sold near 4033 DREAM OAK PLACE UNIT 101

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14207 SHADOW MOSS LANE UNIT 202Sold · Mar ’26

$155,000

14207 SHADOW MOSS LANE UNIT 202

2 bd · 2 ba · 912 sqft · $170/sqft · 26 DOM

14227 SHADOW MOSS LANE UNIT 101Sold · Jul ’26

$122,000

14227 SHADOW MOSS LANE UNIT 101

2 bd · 2 ba · 912 sqft · $134/sqft · 80 DOM

14317 HANGING MOSS CIRCLE UNIT 202Sold · Jan ’26

$145,000

14317 HANGING MOSS CIRCLE UNIT 202

2 bd · 2 ba · 912 sqft · $159/sqft · 127 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 4033 DREAM OAK PLACE UNIT 101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4033 DREAM OAK PLACE UNIT 101 — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4033 DREAM OAK PLACE UNIT 101 FAQs

What would the monthly payment be for 4033 DREAM OAK PLACE UNIT 101?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,398/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4033 DREAM OAK PLACE UNIT 101?+

The most recent tax bill on record (2025) was $2,168. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4033 DREAM OAK PLACE UNIT 101?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $167,000, this home is listed about 63% below the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4033 DREAM OAK PLACE UNIT 101?+

Miles Elementary School (elementary), Buchanan Middle School (middle), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Time on market is leverage

90 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.

02Strong assigned schools

Miles Elementary School, Buchanan Middle School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $173,000, now $167,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Rosaura M Mora. MLS #TB8508970.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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