CENTURY 21 Edge
$799,000$819,0003 bd3.5 ba2,055 sqft$389 /sqft$6,233 /mo all-in ↓

2851 1ST AVENUE S, ST PETERSBURG, FL, 33712

Active95 days on marketListed May 15, 2026MLS #TB8509019

Reduced $20KTownhouseGRAND CENTRAL DISTRICT TWNHMS

Come see it

Upcoming open house

Sat, Aug 22

1:00 PM – 3:00 PM

About this home

2851 1ST AVENUE S

Located in the heart of the highly coveted Grand Central District and Historic Kenwood, two of St. Petersburg’s most vibrant and sought-after neighborhoods, this exceptional corner townhome offers a rare blend of modern luxury, architectural sophistication, and unmatched walkability. Just moments from acclaimed destinations including Baba, Urban Stillhouse, LALA St. Pete, The Listening Room, and Imagine Museum, residents enjoy effortless access to award-winning dining, nightlife, galleries, boutiques, and the renowned Second Saturday ArtWalk. Bathed in natural light from an abundance of impact-rated windows, this designer-curated residence showcases elevated finishes and timeless contemporary design throughout. The expansive open-concept living spaces are accented by soaring 10-foot ceilings, luxury vinyl plank flooring across the first and second levels, and seamless indoor-outdoor flow designed for sophisticated entertaining. At the center of the home, the chef’s kitchen is both functional and striking, anchored by an oversized quartz waterfall island and complemented by crisp white shaker cabinetry, a gas range with convection oven, stainless steel appliances, custom dry bar with wine display and built-ins, and two spacious pantries including an oversized walk-in pantry off the dining area. Designer chandeliers and statement pendant lighting add warmth and refinement, while custom window treatments throughout the residence complete the polished aesthetic. Even the powder bath has been thoughtfully elevated with dramatic mosaic tile detail. Each bedroom serves as a private retreat with its own en-suite bath and custom closet space, offering exceptional comfort and privacy for residents and guests alike. The luxurious primary suite occupies the upper level and features elegant coffered ceilings, a spa-inspired bath, and an impressive custom California Closet system. A conveniently positioned laundry area on the third floor enhances everyday livability. The first-level guest suite offers remarkable versatility with its own private entrance and direct access to the home’s expansive wraparound patio. Framed by lush landscaping, a covered pergola, and gated entry access, this outdoor living space creates an intimate and tranquil setting rarely found in urban living. Situated within a gated enclave, the residence also offers an added sense of privacy and exclusivity. Additional highlights include a gas tankless water heater, abundant storage throughout, and thoughtfully selected luxury finishes that elevate every space. A truly exceptional offering in one of downtown St. Pete’s most dynamic and culturally rich locations.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,055

Sqft

0.04 ac

Lot size

2

Garage

2023

Year built

Three Or More

Levels

$389

Per sqft

City viewPets allowed

Inside

FlooringLuxury Vinyl · Other
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Vinyl Siding · Wood Frame
FoundationBlock · Slab
ViewCity
FacesNorth
ExteriorBalcony · Courtyard

Community & fees

HOA fee$430/mo
Taxes (2025)$12,385/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,233 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$1,032
HOA fee — from the listing$430
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,900
Interest rate6.00%
Loan term

Estimated payment

$6,233/mo

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property taxes (actual bill)$1,032
HOA / condo fee$430
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $799K
$627KedgeAI estimate $692,848 · range $653K$756K$831K

vs edgeAI estimate

+15.3%

$/sqft vs St Petersburg actives

$389 vs $344

Days on market

95 vs 58 typical

Where $389/sqft sits among the 400 St Petersburg actives

134
134 · this home
62
28
11
31
$135–272$272–409$409–545$545–682$682–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 2851 1ST AVENUE S

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33712 — neighborhood snapshot

Population

25,871

Median age

38.5

Median income

$57,729

Median home value

$300,600

Avg household

2.53

Households w/ children

2,441

For the school run

Pinellas County School District

HighGibbs High School★★★★★
ElementaryFairmount Park Elementary School★★★★
MiddleJohn Hopkins Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

232 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 156% above the ST PETERSBURG 33712 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $799,000 $20K
May 15, 2026Listed at $819,000 · 95 days on market since
2023Built · GRAND CENTRAL DISTRICT TWNHMS

Reality check

What actually sold near 2851 1ST AVENUE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2819 1ST AVENUE SSold · Nov ’25

$740,000

2819 1ST AVENUE S · same community

2 bd · 3.5 ba · 2,055 sqft · $360/sqft · 281 DOM

2843 1ST AVENUE SSold · May ’26

$740,000

2843 1ST AVENUE S · same community

3 bd · 3.5 ba · 1,980 sqft · $374/sqft · 40 DOM

2873 1ST AVENUE SSold · Feb ’26

$740,000

2873 1ST AVENUE S · same community

3 bd · 3.5 ba · 1,980 sqft · $374/sqft · 176 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2851 1ST AVENUE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2851 1ST AVENUE S — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2851 1ST AVENUE S FAQs

What would the monthly payment be for 2851 1ST AVENUE S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,233/mo — principal and interest, the actual property-tax bill, the $430/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2851 1ST AVENUE S?+

The association fee works out to $430 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2851 1ST AVENUE S?+

The most recent tax bill on record (2025) was $12,385. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2851 1ST AVENUE S?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $799,000, this home is listed about 84% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2851 1ST AVENUE S?+

Gibbs High School (high), Fairmount Park Elementary School (elementary), John Hopkins Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$799,000 runs 156% above the ST PETERSBURG 33712 median — but at 2,055 sqft it's also 53% larger than the typical St Petersburg listing.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $819,000, now $799,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jennifer Thayer. MLS #TB8509019.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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