
12416 STILLWATER TERRACE DRIVE, TAMPA, FL, 33618
Active90 days on marketListed May 18, 2026MLS #TB8509406
Come see it
Upcoming open house
Sat, Aug 22
12:00 PM – 2:00 PM
About this home
12416 STILLWATER TERRACE DRIVE
Explore the epitome of luxury living in this stunning four-bedroom, three-bathroom home nestled in the sought-after Carrollwood neighborhood, set on an expansive corner lot. Every aspect of this residence embodies sophistication and comfort, offering an ideal sanctuary for your family. Step inside to find an airy layout highlighted by a wood-burning fireplace in the living room. The spacious kitchen, complete with a generous island, is ideal for family gathering. Endless natural light with unforgettable sunrise views in the glass dome breakfast nook. This home is protected by Pella hurricane-impact windows and sliding glass doors, offering peace of mind. The outdoor space features a heated saltwater pool, accompanied by an enchanting waterfall and fire pit, creating a warm environment for relaxation and entertainment. The outdoor kitchen and grill are perfect for culinary enthusiasts, while a 180in screen outdoor projector provides a delightful setting for movie nights. A peaceful Koi pond enhances the tranquility of the outdoor area, all beautifully enclosed by a two-story cage. The primary bedroom, located on the first floor and overlooking the serene Koi pond and pool, is a luxurious retreat featuring a three-sided electric fireplace that adds warmth and ambiance. Additionally, the room includes a motorized TV mount, allowing you to move the TV in any direction with the convenience of a remote control. The spa-like en-suite bathroom boasts a freestanding tub positioned to offer captivating views of the Koi pond and pool, providing a perfect spot for relaxation. The impressive shower room, which includes a unique shower bed, includes dual showerheads and body jets for ultimate rejuvenation. In front of the dining area, there is a stylish wet bar, providing an ideal space for serving drinks during meals or entertaining guests, making your dining experiences even more special. The Florida room features a stunning zero corner door that seamlessly connects the indoor and outdoor spaces, providing an inside-outside feel. It includes a captivating ceiling-to-floor waterfall that elegantly overlooks the living room, enhancing the serene atmosphere and promoting relaxation throughout the home. For added convenience, a dedicated den/study offers a peaceful workspace, with floor-to-ceiling glass walls that foster a bright and motivating environment. The wine cellar is thoughtfully placed in the home, providing easy access for entertaining. Upstairs, three additional bedrooms and a full bath ensure ample space for family and guests. The property is further enhanced by a beautifully paved driveway and walkway that accommodates up to ten vehicles, complete with built-in lighting to illuminate your approach. This Carrollwood retreat offers an extraordinary lifestyle brimming with comfort, luxury, and convenience. Schedule your private tour today and experience the elegance firsthand!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,376
Sqft
0.33 ac
Lot size
2
Garage
1980
Year built
Two
Levels
$326
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,580 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,580/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.4%
$/sqft vs Tampa actives
$326 vs $301
Days on market
90 vs 42 typical
Where $326/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Carrollwood Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Carrollwood Village — neighborhood snapshot
Population
9,217
Median age
50
Median income
$107,115
Median home value
$430,001
Avg household
2
Households w/ children
924
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
226 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 286% above the TAMPA 33618 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12416 STILLWATER TERRACE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$786,000
2802 LINTHICUM PLACE
4 bd · 2.5 ba · 3,188 sqft · $247/sqft · 7 DOM
Sold · Aug ’26$750,000
10134 WHITE TROUT LANE
4 bd · 3 ba · 2,911 sqft · $258/sqft · 9 DOM
Sold · Jun ’26$610,000
10408 RECLINATA LANE
4 bd · 2 ba · 2,849 sqft · $214/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12416 STILLWATER TERRACE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12416 STILLWATER TERRACE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12416 STILLWATER TERRACE DRIVE FAQs
What would the monthly payment be for 12416 STILLWATER TERRACE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,580/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12416 STILLWATER TERRACE DRIVE?+
The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12416 STILLWATER TERRACE DRIVE?+
The most recent tax bill on record (2025) was $11,922. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12416 STILLWATER TERRACE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,099,990, this home is listed about 144% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12416 STILLWATER TERRACE DRIVE?+
Carrollwood K-8 School (elementary), Chamberlain High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,099,990 runs 286% above the TAMPA 33618 median — but at 3,376 sqft it's also nearly twice the size of the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
90 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,199,990, now $1,099,990 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KAP RATE LIVING LLC. MLS #TB8509406.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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