2966 DEER PINE TRAIL, LAND O LAKES, FL, 34638
Pending85 days on marketListed May 17, 2026MLS #TB8509420
About this home
2966 DEER PINE TRAIL
Virtually Staged. Welcome to Oakstead, a gated community in desirable Land O’ Lakes! Built in 2021, this beautifully maintained Pulte Fraser model townhome offers 2 bedrooms, 2.5 bathrooms, a spacious loft, and a 1-car attached garage, all with peaceful conservation views. The open-concept floorplan features a modern kitchen with granite counter top,stainless steel appliances, stylish cabinetry, and seamless flow into the living and dining areas-perfect for everyday living and entertaining. Durable tile flooring enhances the main level, while upstairs offers both bedrooms, 2 bathrooms plus a convenient laundry closet with washer and dryer included. Fabric hurricane shutters provide added convenience. Guest parking is nearby for visitors. Conveniently located with easy access to I-75 and Veterans Expressway, and just minutes from shopping, dining, and top-rated schools. This move-in ready townhome offers modern, low-maintenance (low HOA covering gate, maintenance exterior/ground), and no CDD living in a prime location.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,549
Sqft
0.03 ac
Lot size
1
Garage
2021
Year built
Two
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,578 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,578/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.4%
Days on market
85 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2966 DEER PINE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2966 DEER PINE TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2966 DEER PINE TRAIL FAQs
What would the monthly payment be for 2966 DEER PINE TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,578/mo — principal and interest, the actual property-tax bill, the $181/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2966 DEER PINE TRAIL?+
The association fee works out to $181 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2966 DEER PINE TRAIL?+
The most recent tax bill on record (2025) was $4,831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2966 DEER PINE TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $289,900, this home is listed about 31% below the Land O Lakes median of $422,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2966 DEER PINE TRAIL?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the LAND O LAKES 34638 market on paper
$289,900 is 21% below the LAND O LAKES 34638 median of $367,000, and at $187/sqft it sits under the Land O Lakes average of $219.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
85 days on market against a Land O Lakes median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $299,000, now $289,900 — a $9K cut. The full history is in the market section below.
Listing courtesy of RE/MAX CHAMPIONS · Jung Black. MLS #TB8509420.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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