11357 CAY SPRUCE WAY, SAN ANTONIO, FL, 33576
Active80 days on marketListed May 18, 2026MLS #TB8509784
About this home
11357 CAY SPRUCE WAY
Staycation! Includes access to Mirada's 15-Acre Lagoon! This 2 Bedroom, 2.5 Bath Townhome opens to a welcoming living and dining area, perfect for entertaining. The Kitchen boasts stainless-steel appliances, an Island and solid -surface countertops. All bedrooms upstairs, each with walk-in closets and full bathrooms. Separate laundry room located between the two bedrooms adds even more convenience to this already efficient floor plan. This home is being presented in as-is condition please negotiate any requests or concerns prior to applying. Application Fee is $75.00 per adult (all adults must apply). To qualify for this property all applicants (all adults must apply) must have a credit score of 650 or higher, have had no evictions filed against them, cannot be in an active bankruptcy and monthly income must be equal to or greater than 2.5x the monthly rent. Application Fees are non-refundable.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,615
Sqft
0.06 ac
Lot size
1
Garage
2022
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs San Antonio actives
$1 vs $201
Days on market
80 vs 68 typical
Where $1/sqft sits among the 145 San Antonio actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside San Antonio
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know San Antonio. See the full San Antonio guide →
SAN ANTONIO 33576 — neighborhood snapshot
Population
6,415
Median age
61.1
Median income
$77,950
Median home value
$330,500
Avg household
2.21
Households w/ children
337
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The San Antonio market
$360K → $290K
San Antonio median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
85 of 145
San Antonio actives have cut their price
Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SAN ANTONIO 33576 median. See the full San Antonio market guide →
Paper trail
This home's history
Reality check
What actually sold near 11357 CAY SPRUCE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$269,900
32062 GRIFFIN SANDS LANE
2 bd · 2 ba · 1,616 sqft · $167/sqft · 31 DOM
Sold · Aug ’25$258,065
32110 GRIFFIN SANDS LANE
2 bd · 2 ba · 1,616 sqft · $160/sqft · 24 DOM
Sold · Aug ’25$243,165
32084 GRIFFIN SANDS LANE
2 bd · 2 ba · 1,616 sqft · $150/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11357 CAY SPRUCE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11357 CAY SPRUCE WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11357 CAY SPRUCE WAY FAQs
What would the monthly payment be for 11357 CAY SPRUCE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 11357 CAY SPRUCE WAY?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in San Antonio?+
At $1,900, this home is listed about 99% below the San Antonio median of $358,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11357 CAY SPRUCE WAY?+
San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PROBITY REALTY · Troy Yoshihara. MLS #TB8509784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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