CENTURY 21 Edge
Pending
$3,050$3,1005 bd3 ba3,231 sqft$1 /sqft$182 /mo all-in ↓

10515 CORAL KEY AVENUE, TAMPA, FL, 33647

Pending87 days on marketListed May 21, 2026MLS #TB8510359

Priced 99% below the TAMPA 33647 medianReduced $50Single Family ResidenceHERITAGE ISLES PH 3A

About this home

10515 CORAL KEY AVENUE

Beautiful 2 story house with pond/golf course view with 5 bedrooms, 3 full bath, 3 Car Garage and a large bonus room. 4 Bedrooms including the master bedrooms, 2 baths, and Bonus room are located upstairs and one guest bedroom and full bath are located downstairs. No carpets anywhere in the home. Enter home with a beautiful Living room & Dining room combo on right side. Kitchen is open to the family room and offers granite countertops, solid wood cabinets, and a breakfast bar. Plenty of closet space. Covered screen Lanai is perfect for peaceful breakfast or Dinner, overlooking Golf Course. Heritage Isles is a beautiful community offering a swimming pool with 2 story slide, golf course, fitness center, restaurant, basketball/tennis courts, and playground. Public golf course and pro shop in the community offers a plenty of time to play and relax. Easy access to I-75, minutes from USF, Florida Hospitals, Wiregrass Mall and many shopping and restaurant options in New Tampa. Decent credit score required. Listing Realtor is the Owner.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,231

Sqft

0.12 ac

Lot size

3

Garage

2006

Year built

Two

Levels

$1

Per sqft

Golf Course & Water view

Inside

FlooringLaminate · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

ViewGolf Course · Water

Community & fees

PetsBreed Restrictions, Cats OK, Dogs OK
CommunityClubhouse · Fitness Center · Golf Carts OK · Golf · Playground · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$182 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$18
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $107Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $107
Interest rate6.00%
Loan term

Estimated payment

$182/mo

Principal & interest$18
FHA mortgage insurance (est.)$1
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Heritage Isles

Map of 10515 CORAL KEY AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Heritage Isles — neighborhood snapshot

Population

2,860

Median age

37

Median income

$144,753

Median home value

$437,862

Avg household

3

Households w/ children

483

For the school run

Hillsborough County School District

ElementaryHeritage Elementary School★★★★★
MiddleBenito Middle School★★★★
HighWharton High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,050 $50
May 21, 2026Listed at $3,100 · 87 days on market since
2006Built · HERITAGE ISLES PH 3A

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10515 CORAL KEY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10515 CORAL KEY AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10515 CORAL KEY AVENUE FAQs

What would the monthly payment be for 10515 CORAL KEY AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $182/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 10515 CORAL KEY AVENUE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $3,050, this home is listed about 99% below the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 10515 CORAL KEY AVENUE?+

Heritage Elementary School (elementary), Benito Middle School (middle), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the TAMPA 33647 market on paper

$3,050 is 99% below the TAMPA 33647 median of $364,999, and at $1/sqft it sits under the Tampa average of $345.

02Golf Course & Water views

The golf course and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

87 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Heritage Elementary School, Benito Middle School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $3,100, now $3,050 — a $50 cut. The full history is in the market section below.

Listing courtesy of FUTURE HOME REALTY INC · Ajay Vora. MLS #TB8510359.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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