0 SW 198TH CIRCLE, DUNNELLON, FL, 34432
Active77 days on marketListed May 20, 2026MLS #TB8510794
About this home
0 SW 198TH CIRCLE
Build your Florida dream home on this beautiful 0.26-acre corner lot located in the desirable Rainbow Springs subdivision in Dunnellon, Florida! This spacious parcel offers added flexibility and accessibility with its corner lot positioning, giving you extra room for creative home design, parking, and curb appeal. Nestled in a peaceful and growing community, this property provides the perfect balance of privacy and convenience. Enjoy nearby access to the crystal-clear Rainbow River, Rainbow Springs State Park, kayaking, tubing, hiking trails, and outdoor recreation. You’re also just a short drive from shopping, restaurants, golf courses, and downtown Dunnellon amenities. Whether you're looking to build now, invest for the future, or create a vacation getaway, this lot offers outstanding potential in one of Central Florida’s most scenic areas. Nearby Amenities Include: • Rainbow Springs State Park • Rainbow River tubing & kayaking • Juliette Falls Golf Course • Historic Downtown Dunnellon • Shopping & dining along US-41 • Easy access to Ocala and Crystal River
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$436 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$436/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% below the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 SW 198TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$259,900
9830 SW 194TH CIRCLE · same community
3 bd · 2 ba · 1,399 sqft · $186/sqft · 24 DOM
Sold · Apr ’26$239,000
10137 SW 192ND CIRCLE · same community
2 bd · 2 ba · 1,489 sqft · $161/sqft · 52 DOM
Sold · May ’26$272,500
9708 SW 196TH CIRCLE · same community
3 bd · 2 ba · 1,557 sqft · $175/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 0 SW 198TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 SW 198TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
0 SW 198TH CIRCLE FAQs
What would the monthly payment be for 0 SW 198TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $436/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 0 SW 198TH CIRCLE?+
The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 0 SW 198TH CIRCLE?+
The most recent tax bill on record (2025) was $333. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 0 SW 198TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $36,000, this home is listed about 88% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 SW 198TH CIRCLE?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TOP BROKERAGE, LLC · Tony Giglio. MLS #TB8510794.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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