4455 DUHME ROAD UNIT 103, ST PETERSBURG, FL, 33708
Active86 days on marketListed May 22, 2026MLS #TB8510810
About this home
4455 DUHME ROAD UNIT 103
Walk or bike ride to the BEACH from your exquisitely remodeled, immaculate 2/2 condo on canal w/ salt-water fishing outside your back door. Upon entry, you're immersed in a world of quiet, secure, refined luxury: ceramic tile floors, open inviting spaces, granite throughout, two bar areas, new top-rated hurricane doors & windows (CAT 5), solid wood cabinetry & interior doors w/ great attention to quality craftsmanship & detail. The entryway enclosed Florida room has a LARGE granite-top bar overlooking the living room making entertainment delightful. The remodeled kitchen is crafted w/ abundant solid maple wood, soft-close cabinets, five corner lazy susans, granite countertops, stainless steel appliances & opens to a separate dining room. The living room & dining room open up to each other creating open-concept space. Appealing Real wood plantation blinds w/ decorative valances throughout. The large MASTER SUITE hosts a deep closet w/ shelfing extending to the ceiling. A sanctuary in itself, it boasts large frosted glass French doors opening to the master bathroom. With the deep soaker tub, decorative touches, & large solid wood vanity w/ granite top, it feels like a serene spa. Your guest bathroom will impress w/ a walk-in shower, solid wood vanity & granite countertop. Your guest bedroom has a large walk-in lockable closet w/ deep shelves & an exterior fire/hurricane rated back door w/ a deadbolt and/or combo code locking system. Relax & enjoy coffee or cocktails from your backyard brick patio overlooking the canal, fishing & lush mangroves. This home is steps away from restaurants, shopping and entertainment. Your designated covered parking space includes over 300 cubic feet of storage space, almost double of any other unit. This is a rare opportunity to enjoy low-maintenance luxury, living on the water and just steps to the beach. Schedule your private showing today. ADDITIONAL FEATURES: WINDOWS/DOORS: Hurricane Cat 5 Rated Windows w/90% Noise Reduction & UV protected Sliding Design for ease w/ opening & closing. Ceiling to Floor Hurricane Rated Window Wall w/ Glass Front Door w/ 4-Point High Security Locking System. ELECTRICAL: FULLY RE-WIRED IN 2023 / 125 AMP NEW BREAKER BOX passing all inspections. Extra GFCI Electrical Outlets throughout. THROUGHOUT: Freshly Painted. White 5 ¾” Base Boards Solid Pine. Ceiling Fan w/ Lights in all rooms (5). Solid Core Doors Throughout for Sound Control & Durability. KITCHEN: A peak-a boo window for additional natural lighting into dinning area - Peninsula Island w/ breakfast bar. Artistic Vintage Domed Ceiling (LED) adding unique character & Overhead Light with Dimmer at Sink. APPLIANCES: New GE Fridge, GE Profile Dishwasher (extra quiet), large 1 compartment stainless steel sink w/ pull out faucet. DINING ROOM: 12’5” x 10’1” Brush Nickel five-light chandelier. GUEST BATHROOM: 7’4” x 4’7” - Magnetic Shower Head. High Mount Toilet W/ Soft Close Seat & vanity pull-out faucet. MASTER BATHROOM ONSUITE. 5’3”x 5’: Tiled Walls w/ Decorative Accent Tile in Bathtub Area. High Mount Toilet, Soft Close Seat, w/ Hand Held Bidet Hose. Water Tank 2024. Extra Storage in Carport & Laundry Room. Laundry room with 2 washers/dryers will be renovated this year. HOA fees cover roof, all ext. property painting & maintenance. INSURANCE covers hurricane, flood, fire on condo. PREMIUM WIFI & SPECTRUM CABLE TV: many FREE CHANNELS - HBO MAX, DISNEY+ HULU, DISCOVERY+ ESPN UNLIMITED, PARAMOUNT+ AMC+, FOX 1 etc. 55+
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,155
Sqft
1967
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,742 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,742/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−55%
$/sqft vs St Petersburg actives
$195 vs $343
Days on market
86 vs 57 typical
Where $195/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
229 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4455 DUHME ROAD UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$575,000
14401 GULF BOULEVARD UNIT 106
2 bd · 2 ba · 1,150 sqft · $500/sqft · 20 DOM
Sold · Apr ’26$785,000
14146 GULF BOULEVARD UNIT 4B
2 bd · 2 ba · 1,165 sqft · $674/sqft · 268 DOM
Sold · Aug ’26$590,000
136 143RD AVENUE E
2 bd · 1 ba · 1,142 sqft · $517/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 4455 DUHME ROAD UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4455 DUHME ROAD UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4455 DUHME ROAD UNIT 103 FAQs
What would the monthly payment be for 4455 DUHME ROAD UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,742/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4455 DUHME ROAD UNIT 103?+
The most recent tax bill on record (2025) was $1,895. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4455 DUHME ROAD UNIT 103?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $225,000, this home is listed about 48% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4455 DUHME ROAD UNIT 103?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33708 market on paper
$225,000 is 52% below the ST PETERSBURG 33708 median of $472,500, and at $195/sqft it sits under the St Petersburg average of $380.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BUXTON PROPERTIES INC · Michelle Buxton. MLS #TB8510810.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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