4324 W GRAY STREET UNIT 3, TAMPA, FL, 33609
Active87 days on marketListed May 20, 2026MLS #TB8510923
About this home
4324 W GRAY STREET UNIT 3
GORGEOUS Like NEW 4/3.5 CUSTOM TOWNHOME! Welcome home to a luxurious, 3-story CUSTOM built townhome in the heart of SOUTH TAMPA! This stunning residence features four bedrooms and three and a half bathrooms, complete with double-pane HURRICANE-IMPACT windows. You'll immediately fall in love with the top-of-the-line fixtures and meticulous attention to detail throughout the home, all complemented by beautiful wood flooring. On the first floor, you’ll find an ensuite bedroom with a full bathroom, perfect for guests or family. The second floor showcases an open living room that flows seamlessly into a chef's kitchen, equipped with solid wood slow-close cabinetry and elegant QUARTZ countertops—ideal for both cooking and entertaining. Ascend to the third floor to discover a gorgeous master suite, featuring a built-in custom closet for ample storage. The ensuite bathroom is a true retreat, showcasing a luxurious walk-in shower and modern fixtures that create a spa-like atmosphere. This townhome perfectly blends sophistication and comfort in a prime location within the Grady Elementary, Coleman Middle, and Plant High School districts! If you decide to apply for one of our properties: Screening includes credit/background check, income verification of 2.5 to 3 times the monthly rent and rental history verification. APPLICANT CHARGES: Application Fees: $75 for each adult, 18 years of age and older (non-refundable). $25 for each pet application fee for pet verification (non-refundable). Current vaccination records will be required. ESA and service animals are FREE with verified documentation. Lease Initiation Admin Fee: $150.00 after approval and upon signing. Security Deposit: Equal to one month’s rent. Pet Fee if applicable (non-refundable)$350 for each approved pet. All Rent Solutions residents are enrolled in the Resident Benefits Package (RBP) for $49.95/month which includes liability insurance, credit building to help boost the resident’s credit score with timely rent payments, HVAC air filter delivery (for applicable properties), our best-in-class resident rewards program, and much more! More details upon application.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,450
Sqft
0.03 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$2 vs $301
Days on market
87 vs 43 typical
Where $2/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Westshore Palms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Westshore Palms — neighborhood snapshot
Population
1,510
Median age
44
Median income
$78,153
Median home value
$279,074
Avg household
2
Households w/ children
136
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
226 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4324 W GRAY STREET UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,350,000
4204 W JETTON AVENUE
3 bd · 2.5 ba · 2,450 sqft · $551/sqft · 6 DOM
Sold · Dec ’25$929,240
1229 S ROXMERE ROAD
4 bd · 2.5 ba · 2,436 sqft · $381/sqft · 109 DOM
Sold · Jun ’26$850,000
813 S WEST SHORE BOULEVARD
3 bd · 2.5 ba · 2,423 sqft · $351/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4324 W GRAY STREET UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4324 W GRAY STREET UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4324 W GRAY STREET UNIT 3 FAQs
What would the monthly payment be for 4324 W GRAY STREET UNIT 3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $198/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4324 W GRAY STREET UNIT 3?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $5,250, this home is listed about 99% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4324 W GRAY STREET UNIT 3?+
Grady Elementary School (elementary), Coleman Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33609 market on paper
$5,250 is 99% below the TAMPA 33609 median of $449,000, and at $2/sqft it sits under the Tampa average of $345.
02Time on market is leverage
87 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Grady Elementary School, Coleman Middle School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Grady Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $5,595, now $5,250 — a $345 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RENT SOLUTIONS · Jennifer Verbel. MLS #TB8510923.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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